Santa Rosa County property record for 4031 Sandy Bluff Dr W, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,388 sqft · built 2001 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,000 (Jun 2018) |
| Tax Bill | $4,509 (2024) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-28-2350-00400-0070 |
| Primary APN | 28-2S-28-2350-00400-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,388 sqft Heated Area |
| Gross Area | 3,033 sqft |
| 1st Floor Area | 2,388 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stone |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 1,500 ft deep x 1,000 ft wide |
| Garage Type | Carport |
| Garage Area | 538 sqft |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 610 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 282S282350004000070 |
|---|---|
| Street Address | 4031 SANDY BLUFF DR W |
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MAGNOLIA MANOR LTS 7 & 10 BLK 4 AS DES IN OR 3734 PG 306 |
| Legal Range | 28W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | MAGNOLIA MANOR |
| Legal Block | 4 |
| Legal Lot Number | 7,10 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10814 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4031 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS |
| Jun 4, 2018 | Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on Record |
| Deed Sale | Jun 4, 2018 · Amount on Record |
| Deed Document Number | 201822810 |
| Deed Book / Page | 3734 / 0306 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4031 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2937 |
| Document Number | 0038411482 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4031 SANDY BLUFF DR W GULF BREEZE FL 325632937, GULF BREEZE, FL 32563-2937 |
| Document Number | 0038411482 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 003841/001482 |
| Instrument | 26282 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 18, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 4, 2018 |
| Property Address | 4031 SANDY BLUFF DR W, GULF BREEZE, FL 32563-2937 |
| Document Number | 0037340306 |
| Book / Page | 003734 / 000306 |
| Instrument Date | May 23, 2018 |
| Instrument | 22810 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 207 SAINT LIAISE CT GALLATIN TN 37066, GALLATIN, TN 37066 |
| Document Number | 37340310 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 003734/000310 |
| Instrument | 22812 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,509.00 (-3.65%) | $350,656 (+2.05%) Land $69,000 Building $281,656 | $350,656 (+2.05%) Land $69,000 Building $281,656 |
| 2023 | $4,680.00 (+5.88%) | $343,597 (+2.48%) Land $69,000 Building $274,597 | $343,597 (+2.48%) Land $69,000 Building $274,597 |
| 2022 | $4,420.00 | $335,271 | $335,271 Land $69,000 Building $266,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 71 (1985–2020) |
| Claims Outside the SFHA | 54 of 71 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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