4035 Ryan Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4035 Ryan Pl, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,404 sqft · built 1990
Lot Size	1.26 acres (55,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,401 (2026)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 28.15-2-10`

Property Details

APN / Parcel Number

Primary APN	`013089 28.15-2-10`
Alternative APNs	`308902801500020100000000` `02801500020100000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	1,244 sqft
2nd Floor Area	1,160 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	55,019 sqft (1.26 acres)
Lot Dimensions	614 ft deep x 89.5 ft wide
Garage Type	Mixed
Garage Area	844 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	730 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02801500020100000000
Street Address	4035 RYAN PL
City	SCHENECTADY
State	NY
Zip	12303-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	BLACKBERRY ESTATES LOT 10
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2003
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4035 RYAN PL, SCHENECTADY, NY 12303-2819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4035 RYAN PL, SCHENECTADY, NY 12303-2819
Document Number	0000016979
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 RYAN PL SCHENECTADY NY 123032819, SCHENECTADY, NY 12303-2819

Mortgage

Document Number	0000016979
Date	Aug 1, 2018
Instrument	16979

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,401.00 (-41.28%) Homeowner's exemption
2025	$16,010.00 (+79.56%) Homeowner's exemption	$391,000 (-) Land $78,000 Building $313,000	$521,333 (+13.33%) Land $104,000 Building $417,333
2023		$391,000 (-) Land $78,000 Building $313,000	$460,000 (+7.06%) Land $91,765 Building $368,235
2022		$391,000 Land $78,000 Building $313,000	$429,670 Land $85,714 Building $343,956
2021	$8,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20