Oakland County property record for 4037 Cypress Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,525 sqft · built 1970 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (May 2017) |
| Tax Bill | $5,346 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-15-451-040 |
| Primary APN | 88-20-15-451-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,525 sqft |
| Basement Area | 1,525 sqft |
| Finished Basement | 1,525 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 156 ft deep x 82 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 266 sqft |
| Deck Area | 210 sqft |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4037 CYPRESS DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 15 CYPRESS GARDENS SUB. LOT 37 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | CYPRESS GARDENS SUB |
| Legal Lot Number | 37 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 197000 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4037 CYPRESS DR, TROY, MI 48085-4843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 6, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 9, 2017 | Warranty Deed, Transfer |
| May 8, 2017 | Quit Claim Deed, Transfer CISLO TITLE, CISIO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2017 · Amount on Record |
| Deed Sale | May 9, 2017 · Amount on Record |
| Prior Sale | Sep 19, 2001 |
| Deed Document Number | 201791819 |
| Deed Book / Page | 50649 / 883 |
| Last Transfer Date | Apr 4, 2018 |
| Transfer Doc | 0000052474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4037 CYPRESS DR, TROY, MI 48085-4843 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000215542 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 51317/00001 |
| Instrument | 215542 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4037 CYPRESS DR, TROY, MI 48085-4843 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4037 CYPRESS DR, TROY, MI 48085-4843 |
| Document Number | 0000378890 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 57752/83 |
| Instrument | 378890 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 5, 2018 |
| Property Address | 4037 CYPRESS DR, TROY, MI 48085-4843 |
| Document Number | 0000052474 |
| Book / Page | 051694 / 000620 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 52474 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4037 CYPRESS DR TROY MI 480854843, TROY, MI 48085-4843 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 9, 2017 |
| Property Address | 4037 CYPRESS DR, TROY, MI 48085-4843 |
| Document Number | 0000091819 |
| Book / Page | 050649 / 000883 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 91819 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,752.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6071 HEARTHSIDE DR TROY MI 480985366, TROY, MI 48098-5366 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 8, 2017 |
| Property Address | 4037 CYPRESS DR, TROY, MI 48085-4843 |
| Document Number | 0000091074 |
| Book / Page | 050646 / 000728 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 91074 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | CISLO TITLE, CISIO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4037 CYPRESS DR TROY MI 480854843, TROY, MI 48085-4843 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,346.00 (-3.85%) | ||
| 2023 | $345,540 | ||
| 2022 | $5,560.00 | $172,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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