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4092 Cypress Dr, Troy, MI 48085 Property Records

Oakland County property record for 4092 Cypress Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,455 sqft · built 2011
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Sep 2022)
Tax Bill$8,364 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-15-452-028

Property Details

APN / Parcel Number

Primary APN88-20-15-452-028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area2,455 sqft Living Area
1st Floor Area1,399 sqft
Basement Area1,399 sqft
Unfinished Basement1,399 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 76 ft wide
Garage Area557 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area130 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4092 CYPRESS DR
CityTROY
StateMI
Zip48085-4811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 CYPRESS GARDENS SUB. LOT 44
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionCYPRESS GARDENS SUB
Legal Lot Number44
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1010
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4092 CYPRESS DR, TROY, MI 48085-4811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 14, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on Record
Deed SaleSep 1, 2022 · Amount on Record
Prior SaleJul 19, 2000 · Amount on Record
Deed Document Number2022438322
Deed Book / Page58080 / 293
Prior Transfer DateSep 26, 2019
Prior Transfer Doc0000169523
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 1, 2022
Property Address4092 CYPRESS DR, TROY, MI 48085-4811
Document Number0000438322
Book / Page58080 / 293
Map ReferenceLB 126 PG 7-9
Instrument DateAug 25, 2022
Instrument438322
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyPREMIER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address928 CALVIN AVE SE, 928, GRAND RAPIDS, MI 49506-3233

Transferred To (Grantee/Buyer)

NameVerified Name
Address4092 CYPRESS DR, TROY, MI 48085-4811

Mortgage

Document Number0000441877
DateSep 12, 2022
Book Page58100/609
Instrument441877
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 14, 2019
Property Address4092 CYPRESS DR, TROY, MI 48085-4811
Document Number0000169523
Book / Page053370 / 000542
Instrument DateSep 26, 2019
Instrument169523
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4092 CYPRESS DR TROY MI 480854811, TROY, MI 48085-4811

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,364.00 (+69.86%)
2023$531,500
2022$4,924.00$265,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1998–2014)
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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