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4022 Cypress Dr, Troy, MI 48085 Property Records

Oakland County property record for 4022 Cypress Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,525 sqft · built 1970
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Nov 2022)
Tax Bill$4,640 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-15-452-033

Property Details

APN / Parcel Number

Primary APN88-20-15-452-033

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,525 sqft Living Area
1st Floor Area1,525 sqft
Basement Area1,525 sqft
Finished Basement1,525 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4022 CYPRESS DR
CityTROY
StateMI
Zip48085-4811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 CYPRESS GARDENS SUB. LOT 39
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionCYPRESS GARDENS SUB
Legal Lot Number39
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1010
Census Tract197000

Owner

4022 Cypress Dr is owned and occupied by two individuals who acquired it in September 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4022 CYPRESS DR, TROY, MI 48085-4811
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 3, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2022 · Amount on File
Deed SaleNov 4, 2022 · Amount on File
Prior SaleApr 30, 2012 · Amount on File
Deed Document Number2022468066
Deed Book / Page58242 / 310
Last Transfer DateSep 24, 2024
Transfer Doc0000110275
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 4, 2022
Property Address4022 CYPRESS DR, TROY, MI 48085-4811
Document Number0000468066
Book / Page58242 / 310
Map ReferenceLB 126 PG 8&9
Instrument DateNov 2, 2022
Instrument468066
Transaction TypeTransfer
Record UpdatedNov 21, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4022 CYPRESS DR, 4022, TROY, MI 48085-4811

Transferred To (Grantee/Buyer)

NameVerified Name
Address4022 CYPRESS DR, TROY, MI 48085-4811

Mortgage

Document Number0058242311
DateNov 4, 2022
Instrument58242/311
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4022 CYPRESS DR, TROY, MI 48085-4811
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address46286 TERRACE DR, SHELBY TOWNSHIP, MI 48317-4241

Mortgage

Document Number0000374124
DateApr 28, 2022
Book Page57724/557
Instrument374124
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateDec 3, 2019
Property Address4022 CYPRESS DR, TROY, MI 48085-4811
Document Number0000201978
Book / Page053567 / 000813
Instrument DateMay 18, 2016
Instrument201978
Transaction TypeTransfer
Record UpdatedJan 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1593 MERRIWEATHER DR TROY MI 480856802, TROY, MI 48085-6802

Tax Assessment & Valuation

The 2025 property tax bill for 4022 Cypress Dr was $4,640 with a homeowner's exemption, up 7.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,640.00 (+7.68%)
2024$4,309.00
2023$261,060
2022$3,129.00$130,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4022 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1998–2014)
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4022 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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