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4037 Broad St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4037 Broad St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,552 sqft · built 2018
Lot Size0.073 acres (3,223 sqft)
OwnerIndividual Name on Record
Last Sale$235,564 (Dec 2018)
Tax Bill$4,711 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APNT160500010

Property Details

APN / Parcel Number

Primary APNT160500010
Alternative APN
  • 5-116C-C184-00-0069.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,552 sqft Living Area
Basement Area576 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Lot Area3,223 sqft (0.073 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500010
Street Address4037 BROAD ST
CitySAINT CHARLES
StateMO
Zip63301-8440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 69
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS GATEWAY DIST #1
Legal Lot Number69
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1027
Census Tract310201

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4037 BROAD ST, SAINT CHARLES, MO 63301-8440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage
STIFEL BK&TR
Dec 3, 2018Warranty Deed, Subdivision Related Transfer
STIFEL BK&TR
Oct 25, 2018Deed of Trust, Mortgage · Line of Credit
CENTRAL BK/ST LOUIS
Jun 23, 2017Warranty Deed, Transfer · Line of Credit
CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2018 · Amount on Record
Deed SaleDec 3, 2018 · Amount on Record
Deed Document Number0070091753
Deed Book / Page7009 / 1753
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4037 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number0000000718
Instrument DateDec 29, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4037 BROAD ST ST CHARLES MO 633018440, ST CHARLES, MO 63301-8440

Mortgage

Document Number0000000718
DateJan 5, 2021
Instrument718
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJan 4, 2051

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 3, 2018
Property Address4037 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number0070091753
Book / Page007009 / 001753
Instrument DateNov 30, 2018
Instrument675150
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 27, 2018
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4037 BROAD ST ST CHARLES MO 633018440, ST CHARLES, MO 63301-8440

Mortgage

Document Number70091755
DateDec 3, 2018
Book Page007009/001755
Instrument675160
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueDec 2, 2048

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4037 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number0069961402
Instrument DateOct 25, 2018
Transaction TypeMortgage
Record UpdatedNov 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237

Mortgage

Document Number0069961402
DateOct 30, 2018
Book Page006996/001402
Instrument617600
Lender
NameCENTRAL BK/ST LOUIS
AddressST LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 23, 2017
Property Address4037 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number0067640521
Book / Page006764 / 000521
Instrument DateJun 22, 2017
Instrument385840
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237
InvestorPossibly a Property Investor

Mortgage

Document Number67640523
DateJun 23, 2017
Book Page006764/000523
Instrument385850
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,711.00$60,405 (+8.07%)$317,923 (+8.07%) Land $48,000 Building $269,923
2023$55,894
2022$294,180 Land $36,000 Building $258,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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