4033 Broad St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4033 Broad St, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,795 sqft · built 2018
Lot Size	0.074 acres (3,202 sqft)
Owner	2 Individual Names on File
Last Sale	$309,294 (Dec 2021)
Tax Bill	$4,517 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T160500009`

Property Details

APN / Parcel Number

Primary APN	`T160500009`
Alternative APN	`5-116C-C184-00-0068.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,795 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	816 sqft
Basement Area	576 sqft
Finished Basement	403 sqft
Unfinished Basement	173 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Siding
Lot Area	3,202 sqft (0.074 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T160500009
Street Address	4033 BROAD ST
City	SAINT CHARLES
State	MO
Zip	63301-8440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 68
Legal Subdivision	NEW TOWN AT ST CHAS GATEWAY DIST #1
Legal Lot Number	68
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1027
Census Tract	310201

Owner

Source: St. Charles County records · APN T160500009

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4033 BROAD ST, SAINT CHARLES, MO 63301-8440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Feb 19, 2020	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
May 28, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage BROKER SOLUTIONS INC
Jun 23, 2017	Warranty Deed, Transfer · Line of Credit CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	2021102790
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 22, 2021
Property Address	4033 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number	0000102790
Map Reference	MB 48 PG 62
Instrument Date	Dec 17, 2021
Instrument	2021R-102790
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3657 STARKVILLE ST, 3657, SAINT CHARLES, MO 63301-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	INVICTA DRIVE, SAINT CHARLES, MO 63301

Mortgage

Document Number	0000102791
Date	Dec 22, 2021
Instrument	2021R-102791

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Mortgage

Document Number	0000102792
Date	Dec 22, 2021
Instrument	2021R-102792

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4033 BROAD ST, SAINT CHARLES, MO 63301-8440
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072331025
Date	Feb 19, 2020
Book Page	7233/1025
Instrument	20200219000101890

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 28, 2019
Property Address	4033 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number	0070792024
Book / Page	7079 / 2024
Map Reference	MB 48 PG 62
Instrument Date	May 23, 2019
Instrument	20190528000253850
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 09, 2021
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3334 RUE ROYALE ST4, 3334, SAINT CHARLES, MO 63301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 BROAD ST, SAINT CHARLES, MO 63301-8440

Mortgage

Document Number	20190528000253860
Date	May 28, 2019
Instrument	20190528000253860

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 23, 2017
Property Address	4033 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number	0067640521
Book / Page	006764 / 000521
Instrument Date	Jun 22, 2017
Instrument	385840
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237
Investor	Possibly a Property Investor

Mortgage

Document Number	67640523
Date	Jun 23, 2017
Book Page	006764/000523
Instrument	385850

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,414 (-)	$302,177 (-) Land $48,000 Building $254,177
2025	$4,517.00	$57,414 (+9.31%)	$302,177 (+9.3%) Land $48,000 Building $254,177
2023		$52,526
2022			$276,455 Land $36,000 Building $240,455

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2013–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022, other causes, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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