4029 Broad St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4029 Broad St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,552 sqft · built 2018
Lot Size0.073 acres (3,223 sqft)
Owner2 Individual Names on Record
Last Sale$244,900 (Aug 2019)
Tax Bill$4,749 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2019 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APNT160500008

Property Details

APN / Parcel Number

Primary APNT160500008
Alternative APN
  • 5-116C-C184-00-0067.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,552 sqft Living Area
Basement Area576 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Lot Area3,223 sqft (0.073 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500008
Street Address4029 BROAD ST
CitySAINT CHARLES
StateMO
Zip63301-8440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 67
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS GATEWAY DIST #1
Legal Lot Number67
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1027
Census Tract310201

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4029 BROAD ST, SAINT CHARLES, MO 63301-8440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · FHA Mortgage
NOT AVAILABLE
Aug 1, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
STIFEL BK&TR
Nov 29, 2018Trustee's Deed, Construction Loan · Line of Credit
KELLY VETTER
Jun 23, 2017Warranty Deed, Transfer · Line of Credit
CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Prior SaleJun 23, 2017
Deed Document Number0071152218
Deed Book / Page7115 / 2218
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4029 BROAD ST, SAINT CHARLES, MO 63301-8440
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4029 BROAD ST, SAINT CHARLES, MO 63301-8440

Mortgage

Document Number2021R043905
DateMay 20, 2021
Instrument2021R-043905
Lender
NameNOT AVAILABLE
AddressFLINT, MI 48501
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueSep 1, 2049

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 1, 2019
Property Address4029 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number0071152218
Book / Page007115 / 002218
Instrument DateJul 31, 2019
Instrument399070
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 20, 2019
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4029 BROAD ST ST CHARLES MO 633018440, ST CHARLES, MO 63301-8440

Mortgage

Document Number71152220
DateAug 1, 2019
Book Page007115/002220
Instrument399080
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

November 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST CHARLES MO
Recording DateNov 29, 2018
Property Address4029 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number0070080727
Book / Page007008 / 000727
Instrument DateNov 27, 2018
Instrument669150
Transaction TypeConstruction Loan
Record UpdatedDec 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237

Mortgage

Document Number70080727
DateNov 29, 2018
Book Page007008/000727
Instrument669150
Lender
NameKELLY VETTER
Address271 ASHDOWN FOREST CT, WELDON SPRING, MO 63304-0919
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 23, 2017
Property Address4029 BROAD ST, SAINT CHARLES, MO 63301-8440
Document Number0067640521
Book / Page006764 / 000521
Instrument DateJun 22, 2017
Instrument385840
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237
InvestorPossibly a Property Investor

Mortgage

Document Number67640523
DateJun 23, 2017
Book Page006764/000523
Instrument385850
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,749.00$61,004 (+7.95%)$321,073 (+7.95%) Land $48,000 Building $273,073
2023$56,513
2022$297,435 Land $36,000 Building $261,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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