Emmet County property record for 4036 River Rd, Petoskey, MI 49770 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,192 sqft |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Sep 2019) |
| Tax Bill | $3,977 (2024) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-28-200-018 |
| Primary APN | 01-19-28-200-018 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Architectural Style | Other |
|---|---|
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 840 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4036 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW 1/4 OF NE 1/4 COM AT N 1/4 COR FOR POB, E 218.39 FT, S22?26'31"E 188 FT, W 290.16 FT, TH N 174 FT TO POB, INC |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 28 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970600 |
Source: Emmet County records · APN 01-19-28-200-018
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4036 RIVER RD, PETOSKEY, MI 49770-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Mar 20, 2006 · Amount on Record |
| Deed Document Number | 20195168387 |
| Deed Book / Page | 1215 / 469 |
| Prior Transfer Date | Feb 03, 2005 |
| Prior Transfer Doc | 1061000596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Sep 26, 2019 |
| Property Address | 4036 RIVER RD, PETOSKEY, MI 49770-9516 |
| Document Number | 1215/469 |
| Book / Page | 1215 / 469 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 5168387 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4036 RIVER RD, PETOSKEY, MI 49770-9516 |
| Document Number | 5168388 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 5168388 |
| Name | 4 FRONT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 01, 2024 |
| Max Rate At Change | 2.75% |
| Index | 5-Year CMT |
| Document Number | 001215/469 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 1215/469 |
| Instrument | 5168387 |
| Name | 4 FRONT CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 01, 2024 |
| Index | 5-Year CMT |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,900 (+39.55%) Land $7,000 Building $129,900 | $273,800 (+39.55%) Land $14,000 Building $259,800 | |
| 2024 | $3,977.00 | ||
| 2023 | $98,100 Land $4,900 Building $93,200 | $196,200 Land $9,800 Building $186,400 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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