4036 N Chipman Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 4036 N Chipman Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,504 sqft · built 1998
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Dec 2005)
Tax Bill	$5,533 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-25-300-010`

Property Details

APN / Parcel Number

Primary APN	`002-25-300-010`
Alternative APN	`0022530001000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,504 sqft Living Area
1st Floor Area	2,482 sqft
Basement Area	1,834 sqft
Unfinished Basement	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	56,628 sqft (1.3 acres)
Garage Area	822 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4036 N CHIPMAN RD
City	OWOSSO
State	MI
Zip	48867-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 25 T8N R2E. PT OF SW 14 COM AT A PT THAT IS N 0055'28!E 233 FT FROM SW COR OF SEC TH CONT N0055'28!E 200 FT TH N8958' 15
Legal Range	02E
Legal Township	08N
Legal Section	25
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2074
Census Tract	30200

Owner

4036 N Chipman Rd is owned and occupied by two individuals who bought it in December 2005.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4036 N CHIPMAN RD, OWOSSO, MI 48867-9444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2005 · Amount on File
Deed Sale	Dec 29, 2005 · Amount on File
Deed Document Number	20053152158
Deed Book / Page	1089 / 983
Prior Transfer Date	Dec 31, 2002
Prior Transfer Doc	0003088653
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	4036 N CHIPMAN RD, OWOSSO, MI 48867-9444
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4036 N CHIPMAN RD, OWOSSO, MI 48867-9444

Mortgage

Document Number	0012990492
Date	Aug 12, 2022
Book Page	1299/492
Instrument	3363451

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	BEECH CREEK, KY 42321

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 13, 2018
Property Address	4036 N CHIPMAN RD, OWOSSO, MI 48867-9444
Document Number	0012510716
Book / Page	001251 / 000716
Instrument Date	Nov 3, 2018
Instrument	3315109
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4036 N CHIPMAN RD OWOSSO MI 488679444, OWOSSO, MI 48867-9444

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 23, 2018
Property Address	4036 N CHIPMAN RD, OWOSSO, MI 48867-9444
Document Number	0012480258
Book / Page	001248 / 000258
Instrument Date	Feb 6, 2018
Instrument	3311633
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4036 N CHIPMAN RD OWOSSO MI 488679444, OWOSSO, MI 48867-9444

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,600 (+7.51%)	$615,200 (+7.51%)
2025	Homeowner's exemption	$286,100	$572,200
2023	$5,533.00 Homeowner's exemption	$244,800	$489,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4036 N Chipman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4036 N Chipman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr.

Cell Coverage

5G (outdoors only) and 4G LTE

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