4077 N Chipman Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 4077 N Chipman Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,869 sqft · built 1909
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Tax Bill	$1,512 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-26-400-001-01`

Property Details

APN / Parcel Number

Primary APN	`002-26-400-001-01`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,869 sqft Living Area
1st Floor Area	1,029 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	50,094 sqft (1.15 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4077 N CHIPMAN RD
City	OWOSSO
State	MI
Zip	48867-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 26 T8N R2E. PT OF SE 14 BEG AT POINT ON E SEC LN N 427.19 FT FROM SE COR OF SEC TH N8830'45!W 208.80 FT THE N 230.07 FT
Legal Range	02E
Legal Township	08N
Legal Section	26
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2062
Census Tract	30200

Owner

4077 N Chipman Rd is owned and occupied by an individual who acquired it in September 2017.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4077 N CHIPMAN RD, OWOSSO, MI 48867-9444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Dec 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 27, 2017
Transfer Doc	0012410744
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	4077 N CHIPMAN RD, OWOSSO, MI 48867-9444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4077 N CHIPMAN RD, OWOSSO, MI 48867-9444

Mortgage

Document Number	0012760984
Date	Jan 4, 2021
Book Page	1276/984
Instrument	3340720

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 21, 2018
Property Address	4077 N CHIPMAN RD, OWOSSO, MI 48867-9444
Document Number	0012520836
Book / Page	001252 / 000836
Instrument Date	Dec 14, 2018
Instrument	3316321
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4077 N CHIPMAN RD OWOSSO MI 488679444, OWOSSO, MI 48867-9444

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 5, 2018
Property Address	4077 N CHIPMAN RD, OWOSSO, MI 48867-9444
Document Number	0012410744
Book / Page	001241 / 000744
Instrument Date	Sep 27, 2017
Instrument	3305110
Transaction Type	Transfer
Record Updated	Jan 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	487 W HENDERSON RD OWOSSO MI 488678815, OWOSSO, MI 48867-8815

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,400 (+9.14%)	$176,800 (+9.14%)
2025	Homeowner's exemption	$81,000	$162,000
2024	$1,512.00
2023	$1,512.00 Homeowner's exemption	$67,400	$134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4077 N Chipman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4077 N Chipman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Chipman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures