3616 N Chipman Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3616 N Chipman Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,022 sqft · built 2006
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (May 2003)
Tax Bill	$3,740 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-36-100-020-01`

Property Details

APN / Parcel Number

Primary APN	`002-36-100-020-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,022 sqft Living Area
1st Floor Area	1,532 sqft
Basement Area	1,438 sqft
Unfinished Basement	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	95,832 sqft (2.2 acres)
Garage Area	602 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3616 N CHIPMAN RD
City	OWOSSO
State	MI
Zip	48867-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 36 T8N R2E. A 2.28 A PARCEL OF LD LYING ON PART OF W 12.25 CHS (808.50 FT) OF N 31.015 CHS (2046.99 FT) OF NW 14 OF SEC
Legal Range	02E
Legal Township	08N
Legal Section	36
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2076
Census Tract	30200

Owner

3616 N Chipman Rd is owned and occupied by two individuals who bought it in May 2003.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3616 N CHIPMAN RD, OWOSSO, MI 48867-1177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2003 · Amount on File
Deed Sale	May 23, 2003 · Amount on File
Deed Document Number	20033098747
Deed Book / Page	1037 / 375
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3616 N CHIPMAN RD, OWOSSO, MI 48867-1177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 N CHIPMAN RD, OWOSSO, MI 48867-1177

Mortgage

Document Number	0012740194
Date	Oct 20, 2020
Book Page	1274/194
Instrument	3337877

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	277 Months
Due	Nov 1, 2043

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3616 N CHIPMAN RD, OWOSSO, MI 48867-1177
Document Number	0012660562
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3616 N CHIPMAN RD OWOSSO MI 488671177, OWOSSO, MI 48867-1177

Mortgage

Document Number	0012660562
Date	Mar 3, 2020
Book Page	001266/000562
Instrument	3330192

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Mar 2, 2043

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,800 (+7.91%)	$395,600 (+7.91%)
2025	Homeowner's exemption	$183,300	$366,600
2023	$3,740.00 Homeowner's exemption	$167,400	$334,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3616 N Chipman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 N Chipman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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