4035 Tucker Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4035 Tucker Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,416 sqft · built 1992
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jan 2022)
Tax Bill	$6,105 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`99438`

Property Details

APN / Parcel Number

Primary APN	`99438`
Alternative APN	`062731495000010150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	1 Plumbing Fixture
Stories	1 Story
Building Area	2,416 sqft Heated Area
Gross Area	2,606 sqft
1st Floor Area	2,216 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	105,851 sqft (2.43 acres)
Garage Area	900 sqft

Exterior Amenities

Pool Area	336 sqft
Porch	Enclosed Porch
Porch Area	390 sqft
Deck Area	412 sqft
Shed	1 Shed
Shed Area	112 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	99438
Street Address	4035 TUCKER AVE
City	SAINT CLOUD
State	FL
Zip	34772-8154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA2M
Legal Description	S L & I C PB B PG 32 N 1/2 LOT 15
Legal Range	31E
Legal Township	27S
Legal Section	06
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43205

Owner

Source: Osceola County records · APN 99438

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4035 TUCKER AVE, SAINT CLOUD, FL 34772-8154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Mar 28, 2012 · Amount on Record
Deed Document Number	2022005464
Deed Book / Page	6126 / 1828
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 11, 2022
Property Address	4035 TUCKER AVE, SAINT CLOUD, FL 34772-8154
Document Number	0061261828
Book / Page	6126 / 1828
Map Reference	MB B PG 32
Instrument Date	Dec 30, 2021
Instrument	2022005464
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 DAKOTA AVE, SAINT CLOUD, FL 34769-4238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 TUCKER AVE, SAINT CLOUD, FL 34772-8154

Mortgage

Document Number	0061261829
Date	Jan 11, 2022
Instrument	6126/1829

Lender

Name	HOME FINANCING CENTER INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,105.00 (+6.6%) Homeowner's exemption	$430,095 (+5.99%)	$448,700 (+10.57%) Land $158,000 Building $290,700
2023	$5,727.00 (+6.73%) Homeowner's exemption	$405,800 (+18.41%) Land $122,700 Building $283,100	$405,800 (+18.41%) Land $122,700 Building $283,100
2022	$5,366.00	$342,700 Land $109,400 Building $233,300	$342,700 Land $109,400 Building $233,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Based on FCC filings for 52 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.