3743 Tucker Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3743 Tucker Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,185 sqft · built 1992
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Sep 2025)
Tax Bill	$4,655 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`312631513000FF0010`

Property Details

APN / Parcel Number

Primary APN	`312631513000FF0010`
Alternative APN	`98918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,185 sqft Heated Area
Gross Area	2,046 sqft
1st Floor Area	1,185 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	217 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	98918
Street Address	3743 TUCKER AVE
City	SAINT CLOUD
State	FL
Zip	34772-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAE1
Legal Description	ST CLOUD MANOR VILLAGE BLK FF LOT 1
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	FF
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1068
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3743 TUCKER AVE, SAINT CLOUD, FL 34772-8307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CMG MORTGAGE INC
Sep 25, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jan 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 27, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Jan 22, 2021
Deed Document Number	2025117700
Deed Book / Page	6852 / 2997
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3743 TUCKER AVE, SAINT CLOUD, FL 34772-8307
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3743 TUCKER AVE, SAINT CLOUD, FL 34772-8307

Mortgage

Document Number	0068542792
Date	Sep 29, 2025
Book Page	6854/2792
Instrument	2025119314

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2025
Property Address	3743 TUCKER AVE, SAINT CLOUD, FL 34772-8307
Document Number	0068522997
Book / Page	6852 / 2997
Map Reference	MB 1 PG 395
Instrument Date	Sep 18, 2025
Instrument	2025117700
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	BALDWIN PARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3779 MOON DANCER PL, SAINT CLOUD, FL 34772-8245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3743 TUCKER AVE, SAINT CLOUD, FL 34772-8307

Mortgage

Document Number	0068523000
Date	Sep 25, 2025
Instrument	6852/3000

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0068523017
Date	Sep 25, 2025
Book Page	6852/3017
Instrument	2025117702

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 22, 2021
Property Address	3743 TUCKER AVE, SAINT CLOUD, FL 34772-8307
Document Number	0058760014
Book / Page	5876 / 14
Map Reference	MB 1 PG 395
Instrument Date	Jan 20, 2021
Instrument	2021010376
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CORE TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 SENTINEL HILL RD, MILFORD, CT 06460-6639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3743 TUCKER AVE, SAINT CLOUD, FL 34772-8307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000587616
Date	Jan 22, 2021
Instrument	5876/16

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 27, 2019
Property Address	3743 TUCKER AVE, SAINT CLOUD, FL 34772-8307
Document Number	0054831293
Book / Page	5483 / 1293
Map Reference	MB 1 PG 395
Instrument Date	Feb 8, 2019
Instrument	2019025249
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	PREMIER TITLE OF CENTRAL FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2430 BAR LOU CT, 2430, SAINT CLOUD, FL 34771-9567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SENTINEL HILL RD, MILFORD, CT 06460-6639

Mortgage

Document Number	2019025250
Date	Feb 27, 2019
Instrument	2019025250

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,655.00 (+6.89%)	$284,600 (+1.9%) Land $60,000 Building $224,600	$284,600 (+1.9%) Land $60,000 Building $224,600
2024	$4,355.00 (+6.09%)	$279,300 (+5.64%) Land $55,000 Building $224,300	$279,300 (+5.64%) Land $55,000 Building $224,300
2023	$4,105.00 (+13.3%)	$264,400 (+21.28%) Land $45,000 Building $219,400	$264,400 (+21.28%) Land $45,000 Building $219,400
2022	$3,623.00	$218,000 Land $40,000 Building $178,000	$218,000 Land $40,000 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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