3742 Tucker Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3742 Tucker Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,159 sqft · built 1986
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2018)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`312631513000EE0060`

Property Details

APN / Parcel Number

Primary APN	`312631513000EE0060`
Alternative APN	`98911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,159 sqft Heated Area
Gross Area	1,889 sqft
1st Floor Area	1,159 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	140 ft deep x 108 ft wide
Garage Type	Finished
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	190 sqft
Shed	1 Shed
Shed Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	98911
Street Address	3742 TUCKER AVE
City	SAINT CLOUD
State	FL
Zip	34772-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAE1
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK EE LOT 6
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	EE
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1069
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3742 TUCKER AVE, SAINT CLOUD, FL 34772-8300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 8, 2019	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
Mar 6, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jul 25, 2017	Grant Deed, Transfer SERVICELINK
Jun 16, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	2018037989
Deed Book / Page	5296 / 2842
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3742 TUCKER AVE, SAINT CLOUD, FL 34772-8300
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 TUCKER AVE, SAINT CLOUD, FL 34772-8300

Mortgage

Document Number	0060262683
Date	Aug 20, 2021
Book Page	6026/2683
Instrument	2021129526

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3742 TUCKER AVE, SAINT CLOUD, FL 34772-8300
Document Number	0055811698
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3742 TUCKER AVE ST CLOUD FL 347728300, ST CLOUD, FL 34772-8300

Mortgage

Document Number	0055811698
Date	Aug 29, 2019
Book Page	005581/001698
Instrument	112278

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Interest

Rate	4.25%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 6, 2018
Property Address	3742 TUCKER AVE, SAINT CLOUD, FL 34772-8300
Document Number	0052962842
Book / Page	005296 / 002842
Instrument Date	Mar 2, 2018
Instrument	37989
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 TUCKER AVE ST CLOUD FL 347728300, ST CLOUD, FL 34772-8300

Mortgage

Document Number	52962844
Date	Mar 6, 2018
Book Page	005296/002844
Instrument	37990

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 25, 2017
Property Address	3742 TUCKER AVE, SAINT CLOUD, FL 34772-8300
Document Number	0051840805
Book / Page	005184 / 000805
Instrument Date	Jun 26, 2017
Instrument	107911
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$903.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 GRAPE AVE ST CLOUD FL 347693027, ST CLOUD, FL 34769-3027

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 16, 2017
Property Address	3742 TUCKER AVE, SAINT CLOUD, FL 34772-8300
Document Number	0051642687
Book / Page	005164 / 002687
Instrument Date	Apr 25, 2017
Instrument	87510
Transaction Type	Foreclosure
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3742 TUCKER AVE ST CLOUD FL 347728300, ST CLOUD, FL 34772-8300

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00 (+8.48%) Homeowner's exemption	$185,101 (+5.99%)	$287,400 (+7.64%) Land $60,000 Building $227,400
2023	$2,499.00 (+4.78%) Homeowner's exemption	$174,646 (+3%)	$267,000 (+21.2%) Land $45,000 Building $222,000
2022	$2,385.00 Homeowner's exemption	$169,560	$220,300 Land $40,000 Building $180,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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