Hennepin County property record for 4035 Bell Rose Dr, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 3,155 sqft · built 1993 |
| Lot Size | 9.46 acres (412,513 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,835 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-118-24-44-0002 |
| Primary APN | 01-118-24-44-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,155 sqft Living Area |
| Gross Area | 4,355 sqft |
| 1st Floor Area | 1,797 sqft |
| 2nd Floor Area | 1,358 sqft |
| Basement Area | 1,797 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 412,513 sqft |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 4035 BELL ROSE DR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 001 A BEAU MARSH IRREGULAR |
| Legal Range | 24 |
| Legal Township | 118 |
| Legal Section | 01 |
| Legal Quarter | 44 |
| Legal Subdivision | BEAU MARSH |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27002 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4035 BELL ROSE DR, LORETTO, MN 55357-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4035 BELL ROSE DR, LORETTO, MN 55357-9679 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A10967414 |
|---|---|
| Date | May 26, 2021 |
| Instrument | A10967414 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Independence City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,835.00 (+4.98%) | $710,400 (+6.99%) Land $195,800 Building $514,600 | $710,400 (+6.99%) Land $195,800 Building $514,600 |
| 2023 | $8,416.00 Homeowner's exemption | ||
| 2022 | $664,000 Land $174,000 Building $490,000 | $664,000 Land $174,000 Building $490,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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