Hennepin County property record for 4005 Bell Rose Dr, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 1,791 sqft · built 1994 |
| Lot Size | 3.91 acres (170,755 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Jul 2021) |
| Tax Bill | $6,951 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-118-24-44-0006 |
| Primary APN | 01-118-24-44-0006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| Gross Area | 4,260 sqft |
| 1st Floor Area | 1,791 sqft |
| Basement Area | 1,254 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 170,755 sqft |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 935 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 436 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 4005 BELL ROSE DR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLOCK 001 A BEAU MARSH IRREGULAR |
| Legal Range | 24 |
| Legal Township | 118 |
| Legal Section | 01 |
| Legal Quarter | 44 |
| Legal Subdivision | BEAU MARSH |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27002 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4005 BELL ROSE DR, LORETTO, MN 55357-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | Oct 8, 2010 · Amount on Record |
| Deed Document Number | 202110996760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 29, 2021 |
| Property Address | 4005 BELL ROSE DR, LORETTO, MN 55357-9679 |
| Document Number | 0A10996760 |
| Instrument Date | Jul 22, 2021 |
| Instrument | A10996760 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,798.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4005 BELL ROSE DR, INDEPENDENCE, MN 55357-9679 |
| Document Number | 0A10996761 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | A10996761 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Independence City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,951.00 (+6.89%) | $578,000 (+8.44%) Land $155,300 Building $422,700 | $578,000 (+8.44%) Land $155,300 Building $422,700 |
| 2023 | $6,503.00 Homeowner's exemption | ||
| 2022 | $533,000 Land $138,000 Building $395,000 | $533,000 Land $138,000 Building $395,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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