4030 Bell Rose Dr, Loretto, MN 55357 Property Records

Hennepin County property record for 4030 Bell Rose Dr, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,104 sqft · built 1994
Lot Size	4.91 acres (214,315 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jan 2019)
Tax Bill	$7,412 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-118-24-44-0004`

Property Details

APN / Parcel Number

Primary APN	`01-118-24-44-0004`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	3,805 sqft
1st Floor Area	2,104 sqft
Basement Area	1,041 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	214,315 sqft
View / Lot	Lake
Garage Type	Attached
Garage Area	660 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	189 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	4030 BELL ROSE DR
City	LORETTO
State	MN
Zip	55357-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 001 A BEAU MARSH IRREGULAR
Legal Range	24
Legal Township	118
Legal Section	01
Legal Quarter	44
Legal Subdivision	BEAU MARSH
Legal Block	1
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3005
Census Tract	27002

Owner

Source: Hennepin County records · APN 01-118-24-44-0004

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4030 BELL ROSE DR, LORETTO, MN 55357-9679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MTG FIN'L
Jan 02, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MTG FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2019 · Amount on Record
Deed Sale	Jan 02, 2019 · Amount on Record
Deed Document Number	201910624670
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4030 BELL ROSE DR, LORETTO, MN 55357-9679
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10924108
Date	Mar 02, 2021
Instrument	A10924108

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4030 BELL ROSE DR, LORETTO, MN 55357-9679
Document Number	0010707979
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4030 BELL ROSE DR INDEPENDENCE MN 553579679, INDEPENDENCE, MN 55357-9679

Mortgage

Document Number	0010707979
Date	Oct 01, 2019
Instrument	10707979

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2034

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 02, 2019
Property Address	4030 BELL ROSE DR, LORETTO, MN 55357-9679
Document Number	0010624670
Instrument Date	Dec 07, 2018
Instrument	10624670
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4030 BELL ROSE DR INDEPENDENCE MN 553579679, INDEPENDENCE, MN 55357-9679

Mortgage

Document Number	10624671
Date	Jan 02, 2019
Instrument	10624671

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2034

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Independence City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,412.00 (+8.86%)	$610,400 (+10.18%) Land $162,000 Building $448,400	$610,400 (+10.18%) Land $162,000 Building $448,400
2023	$6,809.00 Homeowner's exemption
2022		$554,000 Land $144,000 Building $410,000	$554,000 Land $144,000 Building $410,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 83 locations within half a mile of this property.

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