St. Charles County property record for 4033 Hempstead St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,872 sqft · built 2015 |
| Lot Size | 0.074 acres (3,202 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,039 (2024) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2026 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T160500088 |
| Primary APN | T160500088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 3,384 sqft |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,112 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 3,202 sqft (0.074 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160500088 |
|---|---|
| Street Address | 4033 HEMPSTEAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 190 |
| Legal Subdivision | NEW TOWN AT ST CHAS GATEWAY DIST #1 |
| Legal Lot Number | 190 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer TITLE PARTNERS |
| Sep 11, 2026 | Deed, Transfer · FHA Mortgage DELMAR FINANCIAL COMPANY |
| Jul 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Mar 2, 2021 | Warranty Deed, Transfer |
| Jan 19, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 13, 2020 | Warranty Deed, Transfer TRUE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 |
| Deed Sale | Sep 11, 2026 |
| Prior Sale | Sep 11, 2026 · Amount on Record |
| Deed Document Number | 202643515 |
| Prior Transfer Date | Sep 9, 2026 |
| Prior Transfer Doc | 0000043514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 11, 2026 |
| Property Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Document Number | 0000043515 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202643515 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 11, 2026 |
| Property Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Document Number | 0000043514 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202643514 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Document Number | 0000043516, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 202643516 |
| Name | DELMAR FINANCIAL COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067681494 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 6768/1494 |
| Instrument | 20170703000405180 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 2, 2021 |
| Property Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Document Number | 2021R018200 |
| Map Reference | MB 48 PG 62 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021R-018200 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 19, 2021 |
| Property Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Document Number | 0000005316 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 5316 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4033 HEMPSTEAD ST ST CHARLES MO 633018457, ST CHARLES, MO 63301-8457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 13, 2020 |
| Property Address | 4033 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457 |
| Document Number | 0000087970 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 87970 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2021 |
| Title Company | TRUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4033 HEMPSTEAD ST ST CHARLES MO 633018457, ST CHARLES, MO 63301-8457 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,402 (-) | $344,223 (-) Land $56,000 Building $288,223 | |
| 2025 | $65,402 (+2.69%) | $344,223 (+2.69%) Land $56,000 Building $288,223 | |
| 2024 | $5,039.00 | ||
| 2023 | $63,691 | ||
| 2022 | $335,218 Land $42,000 Building $293,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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