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4041 Hempstead St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4041 Hempstead St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,722 sqft · built 2015
Lot Size0.074 acres (3,202 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Apr 2016)
Tax Bill$4,410 (2024)
Deeds & MortgagesSep 2018 Transfer
Flood ZoneZone X (moderate risk)
APNT160500090

Property Details

APN / Parcel Number

Primary APNT160500090
Alternative APN
  • 5-116B-C184-00-0192.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Finished Basement522 sqft
Unfinished Basement678 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialSiding
Lot Area3,202 sqft (0.074 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500090
Street Address4041 HEMPSTEAD ST
CitySAINT CHARLES
StateMO
Zip63301-8457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 192
Legal SubdivisionNEW TOWN AT ST CHAS GATEWAY DIST #1
Legal Lot Number192
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group4
Census Block4001
Census Tract310201

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4041 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2016 · Amount on Record
Deed SaleApr 27, 2016 · Amount on Record
Deed Document Number2016253930
Deed Book / Page6529 / 371
Last Transfer DateAug 10, 2018
Transfer Doc0069761167
Record UpdatedJun 8, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateSep 13, 2018
Property Address4041 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8457
Document Number0069761167
Book / Page006976 / 001167
Instrument DateAug 10, 2018
Instrument525130
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4041 HEMPSTEAD ST ST CHARLES MO 633018457, ST CHARLES, MO 63301-8457

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,901 (+4.9%)$299,481 (+4.9%) Land $56,000 Building $243,481
2024$4,410.00
2023$54,244
2022$285,493 Land $42,000 Building $243,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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