4024 Hempstead St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4024 Hempstead St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,527 sqft · built 2016
Lot Size0.124 acres (5,388 sqft)
OwnerIndividual Name on Record
Last Sale$406,300 (Oct 2020)
Tax Bill$6,295 (2025)
Deeds & MortgagesOct 2023 Sale
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNT160500104

Property Details

APN / Parcel Number

Primary APNT160500104
Alternative APN
  • 5-116B-C184-00-0206.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,527 sqft Living Area
Gross Area3,368 sqft
1st Floor Area1,216 sqft
Basement Area816 sqft
Finished Basement495 sqft
Unfinished Basement321 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleBi-Level
Exterior MaterialSiding
Lot Area5,388 sqft (0.124 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500104
Street Address4024 HEMPSTEAD ST
CitySAINT CHARLES
StateMO
Zip63301-8458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 206
Legal SubdivisionNEW TOWN AT ST CHAS GATEWAY DIST #1
Legal Lot Number206
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group4
Census Block4001
Census Tract310201

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4024 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Personal Representative Deed, Transfer
DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Oct 16, 2020Quit Claim Deed, Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleOct 16, 2020 · Amount on Record
Deed Document Number202078310
Prior Transfer DateSep 29, 2020
Prior Transfer Doc0000000010
Record UpdatedOct 29, 2026

October 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionST CHARLES MO
Recording DateOct 13, 2023
Property Address4024 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8458
Document Number0000042166
Map ReferenceMB 4955 PG 1694
Instrument DateOct 10, 2023
Instrument2023R-042166
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4024 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8458

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateOct 16, 2020
Property Address4024 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8458
Document Number0000078310
Instrument DateSep 29, 2020
Instrument78310
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4024 HEMPSTEAD ST ST CHARLES MO 633018458, ST CHARLES, MO 63301-8458

Mortgage

Document Number78312
DateOct 16, 2020
Instrument78312
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term180 Months
DueOct 15, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,785 (-)$404,132 (-) Land $73,334 Building $330,798
2025$6,295.00$76,785 (+1.89%)$404,132 (+1.89%) Land $73,334 Building $330,798
2023$75,363
2022$396,649 Land $55,000 Building $341,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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