40321 Royal Trails Rd, Eustis, FL 32736 Property Records

Lake County property record for 40321 Royal Trails Rd, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,231 sqft · built 2022
Lot Size	1.12 acres (48,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,000 (Aug 2020)
Tax Bill	$5,133 (2024)
Deeds & Mortgages	Oct 2020 Construction Loan Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-17-28-0100-059-00800`

Property Details

APN / Parcel Number

Primary APN	`36-17-28-0100-059-00800`
Alternative APNs	`281736010005900800` `2699353`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,231 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	1,963 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	48,935 sqft (1.12 acres)
Garage Type	Attached
Garage Area	646 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2699353
Street Address	40321 ROYAL TRAILS RD
City	EUSTIS
State	FL
Zip	32736-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROYAL TRAILS UNIT NO 1 SUB LOT 8 BLK 59 BEING IN SEC 7-18-29 PB 19 PGS 1-59 ORB 5517 PG 1790
Legal Range	28E
Legal Township	17S
Legal Section	36
Legal Subdivision	ROYAL TRAILS UNIT NO 1 SUB
Legal Tract	0100
Legal Block	59
Legal Lot Number	8
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1058
Census Tract	30111

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40321 ROYAL TRAILS RD, EUSTIS, FL 32736-5421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Aug 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	202084312
Deed Book / Page	5517 / 1790
Prior Transfer Date	Oct 9, 2009
Prior Transfer Doc	0038291928
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40321 ROYAL TRAILS RD, EUSTIS, FL 32736-5421
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 HIGHLAND VIEW LN, MILL SPRING, NC 28756-6832

Mortgage

Document Number	0055681427
Date	Oct 23, 2020
Book Page	5568/1427
Instrument	2020118880

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 5, 2020
Property Address	40321 ROYAL TRAILS RD, EUSTIS, FL 32736-5421
Document Number	0055171790
Book / Page	005517 / 001790
Instrument Date	Jul 30, 2020
Instrument	84312
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1025 HIGHLAND VIEW LN MILL SPRING NC 287566832, MILL SPRING, NC 28756-6832

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 17, 2017
Property Address	40321 ROYAL TRAILS RD, EUSTIS, FL 32736-5421
Document Number	0049040205
Book / Page	004904 / 000205
Instrument Date	Feb 7, 2017
Instrument	18223
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 BLUFF PASS DR EUSTIS FL 327266441, EUSTIS, FL 32726-6441

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,200 (+2.9%)	$382,905 (-) Land $100,000 Building $282,905
2025		$371,430 (+5.45%) Land $100,000 Building $271,430	$382,905 (+8.71%) Land $100,000 Building $282,905
2024	$5,133.00 (+7.32%)
2023	$4,783.00 (+684.1%) Homeowner's exemption	$352,224 (+2,248.16%)	$352,224 (+2,248.16%) Land $80,000 Building $272,224
2022	$610.00	$15,000	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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