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3965 N Monadnock Rd, Hernando, FL 34442 Property Records

Citrus County property record for 3965 N Monadnock Rd, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,788 sqft · built 1993
Lot Size1.06 acres (46,350 sqft)
OwnerIndividual Name on File
Last Sale$239,600 (May 2017)
Tax Bill$6,740 (2025)
Deeds & MortgagesMay 2017 Sale
Flood ZoneZone X (minimal risk)
APN19E-18S-17-0010-000J0-041.0

Property Details

APN / Parcel Number

Primary APN19E-18S-17-0010-000J0-041.0
Alternative APNs
  • 1718S19E0010000J00410
  • 2357185

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,788 sqft Living Area
1st Floor Area2,796 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area46,350 sqft (1.06 acres)
Lot Dimensions281 ft deep x 150 ft wide
Garage Area1,534 sqft
Parking Spaces9 Parking Spaces

Exterior Amenities

Pool Area448 sqft
PorchOpen Porch
Porch Area343 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2357185
Old Parcel Number1718S19E0010000J00410
Street Address3965 N MONADNOCK RD
CityHERNANDO
StateFL
Zip34442-6520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR LOW DENSITY RESIDENT
Legal DescriptionFAIRVIEW ESTATES PB 12 PG 49 LOT 41 BLK J DESC IN OR BK 892 PG 1782
Legal Range19E
Legal Township18S
Legal Section17
Legal SubdivisionFAIRVIEW ESTATES
Legal BlockJ
Legal Lot Number41
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2034
Census Tract450104

Owner

3965 N Monadnock Rd is owned by an individual who bought it in May 2017.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address8916 WOODHALL LAKE DR, WAXHAW, NC 28173-6800
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2017 · Amount on File
Deed SaleMay 3, 2017 · Amount on File
Deed Document Number2017020884
Deed Book / Page2826 / 1919
Record UpdatedJun 8, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 3, 2017
Property Address3965 N MONADNOCK RD, HERNANDO, FL 34442-6520
Document Number0028261919
Book / Page002826 / 001919
Instrument DateApr 18, 2017
Instrument20884
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanyA-1 TITLE/NATURE COAST

Transaction

AmountAmount on Record
Tax$1,677.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8916 WOODHALL LAKE DR WAXHAW NC 281736800, WAXHAW, NC 28173-6800

Tax Assessment & Valuation

The 2025 property tax bill for 3965 N Monadnock Rd was $6,740, up 5.7% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,740.00 (+5.68%)$437,559 (-0.11%) Land $33,500 Building $404,059$437,559 (-0.11%) Land $33,500 Building $404,059
2024$6,378.00 (+4.23%)$438,030 (-1.25%) Land $33,500 Building $404,530$438,030 (-1.25%) Land $33,500 Building $404,530
2023$6,119.00 (+13.67%)$443,555 (+11.06%) Land $31,500 Building $412,055$443,555 (+11.06%) Land $31,500 Building $412,055
2022$5,383.00$399,390 Land $21,500 Building $377,890$399,390 Land $21,500 Building $377,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3965 N Monadnock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3965 N Monadnock Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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