403 Willow Way, Gainesville, TX 76240 Property Records

Cooke County property record for 403 Willow Way, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 1960
Lot Size	0.25 acres (10,881 sqft)
Owner	Individual Name on Record
Last Sale	$235,851 (Sep 2025)
Tax Bill	$5,600 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`2855-004-00012`

Property Details

APN / Parcel Number

Primary APN	`2855-004-00012`
Alternative APN	`7522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,571 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,881 sqft (0.25 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	420 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-004-00012
Street Address	403 WILLOW WAY
City	GAINESVILLE
State	TX
Zip	76240-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 4; LOT 12
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	4
Legal Lot Number	12
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1021
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 WILLOW WAY, GAINESVILLE, TX 76240-4508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Deed Document Number	20256375
Deed Book / Page	2733 / 498
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 11, 2025
Property Address	403 WILLOW WAY, GAINESVILLE, TX 76240-4508
Document Number	002733/498
Book / Page	2733 / 498
Map Reference	CAB B SL 118
Instrument Date	Sep 8, 2025
Instrument	2025-6375
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14258 PUNTA ALTA LN, FRISCO, TX 75035-5265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WILLOW WAY, GAINESVILLE, TX 76240-4508

Mortgage

Document Number	0020256376
Date	Sep 11, 2025
Instrument	2025-6376

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jun 29, 2022
Property Address	403 WILLOW WAY, GAINESVILLE, TX 76240-4508
Document Number	002521/479
Book / Page	2521 / 479
Map Reference	VOL 2 PG 38
Instrument Date	Jun 27, 2022
Instrument	2022-5645
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 E HIGHWAY 82, GAINESVILLE, TX 76240-2318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11839 SHILOH RD, DALLAS, TX 75228-1502

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,600.00 (-8.65%) Homeowner's exemption	$267,696 (-8.65%) Land $48,599 Building $219,097	$267,696 (-8.65%) Land $48,599 Building $219,097
2025	$6,130.00 (+10.37%)	$293,055 (-0.01%) Land $48,599 Building $244,456	$293,055 (-0.01%) Land $48,599 Building $244,456
2024	$5,554.00 (+391.07%)	$293,090 (+2.42%) Land $48,634 Building $244,456	$293,090 (+2.42%) Land $48,634 Building $244,456
2023		$286,178 Land $48,634 Building $237,544	$286,178 Land $48,634 Building $237,544
2022	$1,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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