403 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 403 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,843 sqft · built 1988
Lot Size	0.927 acres (40,370 sqft)
Owner	Trust Name on File
Last Sale	$190,000 (Jan 1995)
Tax Bill	$8,080 (2025)
Deeds & Mortgages	Jan 2023 Transfer May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0019 B:0008 L:0003`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0019 B:0008 L:0003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,843 sqft Living Area
Gross Area	3,800 sqft
Basement Area	1,136 sqft
Unfinished Basement	1,136 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,370 sqft (0.927 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	403 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8
Legal Lot Number	3
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1063
Census Tract	270100

Owner

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	403 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Quit Claim Deed, Transfer Quitclaim
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 1995 · Amount on Record
Deed Sale	Jan 12, 1995 · Amount on Record
Deed Book / Page	12891 / 41
Last Transfer Date	Jan 13, 2023
Transfer Doc	041398-559
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jan 13, 2023
Property Address	403 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Document Number	041398-559
Book / Page	41398 / 559
Instrument Date	Jan 13, 2023
Instrument	20230113001870
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WETHERSFIELD ST, ROWLEY, MA 01969-1613

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	403 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040941-569
Date	May 18, 2022
Book Page	40941/569
Instrument	20220518001730

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	403 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36390-445
Date	Dec 8, 2017
Book Page	36390/445
Instrument	171208002340

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	403 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39223-436
Date	Nov 25, 2020
Book Page	39223/436
Instrument	20201125001040

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,080.00 (+8.95%)	$686,500 (+12.01%) Land $280,400 Building $406,100	$786,030
2024	$7,416.00 (+0.01%)	$612,900 (+7.62%) Land $267,200 Building $345,700
2023	$7,415.00	$569,500 Land $232,300 Building $337,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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