413 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 413 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,778 sqft · built 1989
Lot Size	0.942 acres (41,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$801,000 (Aug 2026)
Tax Bill	$9,071 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0019 B:0008 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0019 B:0008 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	4,052 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,030 sqft (0.942 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	413 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Subdivision	LAND ROWLEY
Legal Block	8
Legal Lot Number	1
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1063
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage EASTERN BANK
Apr 14, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
May 29, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage KAREN K ANSARA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	May 29, 2025 · Amount on Record
Deed Document Number	2026980
Deed Book / Page	43599 / 530
Prior Transfer Date	Aug 18, 2026
Prior Transfer Doc	0000000980
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Aug 31, 2026
Property Address	413 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Document Number	0000000980
Book / Page	43599 / 530
Instrument Date	Aug 18, 2026
Instrument	2026980
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 WETHERSFIELD ST, ROWLEY, MA 01969-1613

Mortgage

Date	Aug 31, 2026

Lender

Name	EASTERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2033
Index	Other
Margin	3
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 14, 2026
Property Address	413 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Document Number	043328-518
Book / Page	43328 / 518
Instrument Date	Apr 13, 2026
Instrument	20262350
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 BOXFORD RD, ROWLEY, MA 01969-2415

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	413 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040274-366
Date	Sep 14, 2021
Book Page	40274/366
Instrument	20210914001690

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 29, 2025
Property Address	413 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Document Number	0042741-12
Book / Page	42741 / 12
Instrument Date	May 29, 2025
Instrument	20250529001770
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 WETHERSFIELD ST, ROWLEY, MA 01969-1613

Mortgage

Document Number	20250529001780
Date	May 29, 2025
Instrument	20250529001780

Lender

Name	KAREN K ANSARA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,071.00 (+10.92%)	$750,300 (+7.99%) Land $295,200 Building $455,100	$774,285 (-6.96%)
2025	$8,178.00 (+7.53%)	$694,800 (+10.55%) Land $281,200 Building $413,600	$832,200
2024	$7,605.00 (+1.37%)	$628,500 (+9.08%) Land $267,900 Building $360,600
2023	$7,502.00	$576,200 Land $233,000 Building $343,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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