385 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 385 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,676 sqft · built 1986
Lot Size	2.79 acres (121,855 sqft)
Owner	Trust Name on File
Tax Bill	$9,897 (2026)
Deeds & Mortgages	Oct 2022 Transfer Feb 2017 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`ROWL M:0019 B:0008 L:0007`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0019 B:0008 L:0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	4,556 sqft
Basement Area	1,516 sqft
Unfinished Basement	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,855 sqft (2.79 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	385 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	8
Legal Lot Number	7
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1063
Census Tract	270100

Owner

385 Wethersfield St is owner-occupied and held in a trust since October 2022.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	385 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 6, 2022
Transfer Doc	041249-211
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 17, 2022
Property Address	385 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Document Number	041249-211
Book / Page	41249 / 211
Instrument Date	Oct 6, 2022
Instrument	20221017001900
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WETHERSFIELD ST, ROWLEY, MA 01969-1613

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	385 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Document Number	35731-182
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35731-182
Date	Mar 13, 2017
Book Page	035731/000182
Instrument	1703130229

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	385 WETHERSFIELD ST, ROWLEY, MA 01969-1613
Document Number	35587-15
Book / Page	035587 / 000015
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35587-15
Date	Jan 3, 2017
Book Page	035587/000015
Instrument	1701030446

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 385 Wethersfield St was $9,897, up 4.7% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,897.00 (+4.74%)	$818,600 (+1.97%) Land $336,700 Building $481,900	$965,533 (-2.6%)
2025	$9,449.00 (+1.9%)	$802,800 (+4.75%) Land $320,900 Building $481,900	$991,325
2024	$9,273.00 (+2.42%)	$766,400 (+10.21%) Land $305,600 Building $460,800
2023	$9,054.00	$695,400 Land $263,600 Building $431,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 Wethersfield St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 Wethersfield St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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