Adair County property record for 403 SW 3rd St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 975 sqft · built 1925 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $47,000 (Aug 2020) |
| Tax Bill | $950 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-204-010 |
| Primary APN | 04-05-204-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Basement Area | 244 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 403 SW 3RD ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 70 FT OF S 120 FT OF E 1/2 BLK 54 2ND UNION |
| Legal Block | 54 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 960100 |
Source: Adair County records, as of February 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1227 ADAIR MADISON AVE, DEXTER, IA 50070-9002 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Deed Document Number | 0020200961 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 403 SW 3RD ST, STUART, IA 50250-2112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020200962 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-0962 |
| Name | EXCHANGE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Adair County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,290 (+17.68%) Land $13,580 Building $50,710 | $64,290 (+17.68%) Land $13,580 Building $50,710 | |
| 2024 | $950.00 (-0.63%) | ||
| 2023 | $54,630 (+10.86%) Land $10,190 Building $44,440 | $54,630 (+10.86%) Land $10,190 Building $44,440 | |
| 2022 | $956.00 | $49,280 Land $10,190 Building $39,090 | |
| 2021 | $49,280 Land $10,190 Building $39,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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