Adair County property record for 324 SW 3rd St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,164 sqft · built 1925 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,500 (Jun 2023) |
| Tax Bill | $3,392 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-231-001 |
| Primary APN | 04-05-231-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,800 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 182 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 324 SW 3RD ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 & 12 BLK 27 O T |
| Legal Subdivision | ORIGINAL TOWN OF STUART |
| Legal Block | 27 |
| Legal Lot Number | 11,12 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 960100 |
Source: Adair County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 SW 3RD ST, STUART, IA 50250-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage HOMESERVICES LENDING LLC |
| Nov 17, 2020 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Nov 3, 2020 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | Nov 17, 2020 · Amount on Record |
| Prior Transfer Date | Apr 26, 2013 |
| Prior Transfer Doc | 000687/326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 324 SW 3RD ST, STUART, IA 50250-2110 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020230734 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-0734 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Nov 17, 2020 |
| Property Address | 324 SW 3RD ST, STUART, IA 50250-2110 |
| Document Number | 0020201334 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 2020-1334 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $151.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13575 LYNAM DR, OMAHA, NE 68138-4408 |
| Investor | Possibly a Property Investor |
| Document Number | 0020201339 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020-1339 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Nov 3, 2020 |
| Property Address | 324 SW 3RD ST, STUART, IA 50250-2110 |
| Document Number | 0020201279 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 2020-1279 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 211 N CENTER ST, LAKE CITY, IA 51449-1703 |
Source: Adair County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,392.00 Homeowner's exemption | $228,650 (+7.61%) Land $36,720 Building $191,930 | $228,650 (+7.61%) Land $36,720 Building $191,930 |
| 2024 | $3,392.00 (+23.71%) | ||
| 2023 | $212,490 Land $18,360 Building $194,130 | $212,490 Land $18,360 Building $194,130 | |
| 2022 | $2,742.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures