124 SW 3rd St, Stuart, IA 50250 Property Records

Adair County property record for 124 SW 3rd St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2019)
Tax Bill	$1,670 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-233-001`

Property Details

APN / Parcel Number

Primary APN	`04-05-233-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Basement Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	180 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	124 SW 3RD ST
City	STUART
State	IA
Zip	50250-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOTS 25 THRU 32 BLK 29 O T
Legal Block	29
Legal Lot Number	25-32
Jurisdiction	ADAIR IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1021
Census Tract	960100

Owner

Source: Adair County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 245, STUART, IA 50250-0245
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	2019-1009
Record Updated	Jun 8, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAIR IA
Recording Date	Jul 8, 2019
Property Address	124 SW 3RD ST, STUART, IA 50250-7713
Document Number	20191009
Instrument Date	Jun 27, 2019
Instrument	2019-1009
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 245, STUART, IA 50250-0245

Mortgage

Document Number	20191010
Date	Jul 8, 2019
Instrument	2019-1010

Lender

Name	RACCOON VALLEY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0020191009
Date	Jul 8, 2019
Instrument	2019-1009

Lender

Name	RACCOON VALLEY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Adair County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,590 (+12.04%) Land $23,100 Building $88,490	$111,590 (+12.04%) Land $23,100 Building $88,490
2024	$1,670.00 (+10.3%)
2023		$99,600 (+27.82%) Land $21,180 Building $78,420	$99,600 (+27.82%) Land $21,180 Building $78,420
2022	$1,514.00	$77,920 Land $13,480 Building $64,440
2021			$77,920 Land $13,480 Building $64,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Nextlink, Verizon.

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