403 S Cherry St, Creston, IA 50801 Property Records

Union County property record for 403 S Cherry St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 1890
Lot Size	0.107 acres (4,680 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Aug 2022)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0607151001`

Property Details

APN / Parcel Number

Primary APN	`0607151001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	514 sqft
Basement Area	514 sqft
Unfinished Basement	514 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Metal Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,680 sqft (0.107 acres)
Lot Dimensions	120 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 S CHERRY ST
City	CRESTON
State	IA
Zip	50801-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC DON S LOT 1
Legal Subdivision	MCDONALDS SOUTH ADD
Legal Lot Number	1
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4042
Census Tract	190200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	403 S CHERRY ST, CRESTON, IA 50801-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK IN CRESTON
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC
May 23, 2019	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	20221592
Deed Book / Page	1289 / 120
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	403 S CHERRY ST, CRESTON, IA 50801-3220
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S CHERRY ST, CRESTON, IA 50801-3220

Mortgage

Document Number	00001323/8
Date	Jan 26, 2024
Book Page	1323/8
Instrument	2024-00000126

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34471

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Sep 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	403 S CHERRY ST, CRESTON, IA 50801-3220
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001289/136
Date	Aug 19, 2022
Book Page	1289/136
Instrument	2022-00001594

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	403 S CHERRY ST, CRESTON, IA 50801-3220
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001244/283
Date	Mar 17, 2021
Book Page	1244/283
Instrument	2021-00000510

Lender

Name	FIRST NATIONAL BANK IN CRESTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Aug 19, 2022
Property Address	403 S CHERRY ST, CRESTON, IA 50801-3220
Document Number	001289/120
Book / Page	1289 / 120
Instrument Date	Aug 15, 2022
Instrument	2022-00001592
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S CHERRY ST, CRESTON, IA 50801-3220
Investor	Possibly a Property Investor

Mortgage

Document Number	001289/122
Date	Aug 19, 2022
Book Page	1289/122
Instrument	2022-00001593

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

May 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	UNION IA
Recording Date	May 23, 2019
Property Address	403 S CHERRY ST, CRESTON, IA 50801-3220
Document Number	001198/110
Book / Page	1198 / 110
Instrument Date	May 23, 2019
Instrument	928
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S CHERRY ST, CRESTON, IA 50801-3220

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,620 (-) Land $7,800 Building $144,820	$152,620 (-) Land $7,800 Building $144,820
2025	$2,544.00 (-0.63%)	$152,620 (+45.87%) Land $7,800 Building $144,820	$152,620 (+45.87%) Land $7,800 Building $144,820
2024	$2,560.00 (+34.17%)
2023		$104,630 Land $6,260 Building $98,370	$104,630 Land $6,260 Building $98,370
2022	$1,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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