407 S Cherry St, Creston, IA 50801 Property Records

Union County property record for 407 S Cherry St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,226 sqft · built 1890
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on File
Last Sale	$47,500 (Apr 2026)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0607151011`

Property Details

APN / Parcel Number

Primary APN	`0607151011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,226 sqft Living Area
1st Floor Area	520 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 S CHERRY ST
City	CRESTON
State	IA
Zip	50801-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC DON S LOTS 3 & 4 (EX N 10 FT LOT 3)
Legal Subdivision	MCDONALDS SOUTH ADDITION
Legal Lot Number	3,4
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4042
Census Tract	190200

Owner

407 S Cherry St is owned by two individuals who bought it in April 2026.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1935 205TH ST, AFTON, IA 50830-8208
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Deed Document Number	2026580
Deed Book / Page	1378 / 42
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Apr 15, 2026
Property Address	407 S CHERRY ST, CRESTON, IA 50801-3220
Document Number	0000000580
Book / Page	1378 / 42
Instrument Date	Apr 15, 2026
Instrument	2026.580
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,595.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1935 205TH ST, AFTON, IA 50830-8208

Mortgage

Document Number	0000000581,
Date	Apr 15, 2026
Book Page	1378/44
Instrument	2026.581

Lender

Name	PCSB BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 3, 2041

Interest

Rate	5.43%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 407 S Cherry St was $1,376, down 11.5% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,520 (-) Land $20,900 Building $61,620	$82,520 (-) Land $20,900 Building $61,620
2025	$1,376.00 (-11.45%)	$82,520 Land $20,900 Building $61,620	$82,520 Land $20,900 Building $61,620
2024	$1,554.00
2023		$67,610 Land $17,660 Building $49,950	$67,610 Land $17,660 Building $49,950
2022	$1,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 S Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 S Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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