306 S Cherry St, Creston, IA 50801 Property Records

Union County property record for 306 S Cherry St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1978
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Mar 2020)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0512233011`

Property Details

APN / Parcel Number

Primary APN	`0512233011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft
Finished Basement	650 sqft
Unfinished Basement	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	306 S CHERRY ST
City	CRESTON
State	IA
Zip	50801-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 793 (EX S 20 FT) & S 30 FT LOT 792
Legal Subdivision	THE ORIGINAL TOWN CRESTON
Legal Lot Number	792,793
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4016
Census Tract	190200

Owner

306 S Cherry St is owned and occupied by two individuals who bought it in March 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 S CHERRY ST, CRESTON, IA 50801-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Apr 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance IOWA BANKERS MORTGAGE CORPORATION
Mar 27, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Deed Document Number	2020507
Deed Book / Page	1217 / 135
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	306 S CHERRY ST, CRESTON, IA 50801-3217
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001217/136
Date	Mar 27, 2020
Book Page	1217/136
Instrument	2020-00000508

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	306 S CHERRY ST, CRESTON, IA 50801-3217
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001195/48
Date	Apr 17, 2019
Book Page	1195/48
Instrument	645

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Mar 27, 2020
Property Address	306 S CHERRY ST, CRESTON, IA 50801-3217
Document Number	001217/135
Book / Page	1217 / 135
Instrument Date	Mar 24, 2020
Instrument	2020-00000507
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Tax	$165.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 S CHERRY ST, CRESTON, IA 50801-3217

Tax Assessment & Valuation

The 2025 property tax bill for 306 S Cherry St was $2,322 with a homeowner's exemption, up 0.6% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,210 (-) Land $10,500 Building $139,710	$150,210 (-) Land $10,500 Building $139,710
2025	$2,322.00 (+0.61%) Homeowner's exemption	$150,210 Land $10,500 Building $139,710	$150,210 Land $10,500 Building $139,710
2024	$2,308.00
2023		$134,290 Land $11,240 Building $123,050	$134,290 Land $11,240 Building $123,050
2022	$2,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 S Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 S Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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