403 Providence St, Delta, OH 43515 Property Records

Fulton County property record for 403 Providence St, Delta, OH 43515

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,408 sqft · built 1990
Lot Size0.171 acres (7,427 sqft)
OwnerIndividual Name on Record
Tax Bill$1,683 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31-060320-00.000

Property Details

APN / Parcel Number

Primary APN31-060320-00.000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,408 sqft Living Area
Gross Area2,772 sqft
1st Floor Area944 sqft
Upper Floors Area464 sqft
Basement Area712 sqft
Unfinished Basement712 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,427 sqft (0.171 acres)
Lot Dimensions165 ft deep x 45 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area107 sqft
Patio Area99 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address403 PROVIDENCE ST
CityDELTA
StateOH
Zip43515-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWHITES ADDITION LOT 19 W 45FT E 100FT
Legal SubdivisionWHITES ADDITION
Legal Lot Number19
JurisdictionFULTON OH
Township / Civil DivisionYORK
Census Block Group2
Census Block2026
Census Tract40400

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 PROVIDENCE ST, DELTA, OH 43515-1307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON OH
Property Address403 PROVIDENCE ST, DELTA, OH 43515-1307
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number361/5226
DateAug 10, 2020
Book Page361/5226
Instrument202000260733
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFulton County
County SubdivisionYork Township
MunicipalityDelta Village
Unified School DistrictPike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,683.00 (-5.45%)$38,510 (-) Land $4,870 Building $33,640$110,000 (-) Land $13,900 Building $96,100
2024$1,780.00 (-0.84%)$38,510 (-) Land $4,870 Building $33,640$110,000 (-) Land $13,900 Building $96,100
2023$1,795.00 (+7.68%) Homeowner's exemption$38,510 (+28.67%) Land $4,870 Building $33,640$110,000 (+28.65%) Land $13,900 Building $96,100
2022$1,667.00 Homeowner's exemption$29,930 Land $4,060 Building $25,870
2020$85,500 Land $11,600 Building $73,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTA VILLAGE
serves 3,518 people · EPA ID OH2600311
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2023
Turbidity
resolved · Jun 2020
Failure to filter
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: MetaLINK Technologies, RTEC Communications, Verizon.

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