405 Providence St, Delta, OH 43515 Property Records

Fulton County property record for 405 Providence St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,643 sqft · built 1976
Lot Size	0.171 acres (7,427 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Sep 2026)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-060324-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-060324-00.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,643 sqft Living Area
1st Floor Area	1,083 sqft
Upper Floors Area	560 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,427 sqft (0.171 acres)
Lot Dimensions	165 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	272 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	405 PROVIDENCE ST
City	DELTA
State	OH
Zip	43515-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WHITES ADDITION LOT 19 W 45FT E 55FT
Legal Subdivision	WHITES ADDITION
Legal Lot Number	19
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	2
Census Block	2026
Census Tract	40400

Owner

Source: Fulton County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 PROVIDENCE ST, DELTA, OH 43515-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Fiduciary Deed, Transfer · Conventional Mortgage TRUST COMPANY
Aug 3, 2026	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20263907
Deed Book / Page	391 / 3364
Prior Transfer Date	Aug 3, 2026
Prior Transfer Doc	0000003294
Record Updated	Oct 29, 2026

September 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FULTON OH
Recording Date	Sep 14, 2026
Property Address	405 PROVIDENCE ST, DELTA, OH 43515-1307
Document Number	0000003907
Book / Page	391 / 3364
Instrument Date	Sep 11, 2026
Instrument	20263907
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PROVIDENCE ST, DELTA, OH 43515-1307

Mortgage

Document Number	0000003908,
Date	Sep 14, 2026
Book Page	391/3366
Instrument	20263908

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	FULTON OH
Recording Date	Aug 3, 2026
Property Address	405 PROVIDENCE ST, DELTA, OH 43515-1307
Document Number	0000003294
Book / Page	390 / 5949
Instrument Date	Aug 3, 2026
Instrument	20263294
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5955 N BILLMAN RD, MILLBURY, OH 43447-9505

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 (-5.28%)	$39,280 (-) Land $4,870 Building $34,410	$112,200 (-) Land $13,900 Building $98,300
2024	$1,857.00 (+32.17%) Homeowner's exemption	$39,280 (-) Land $4,870 Building $34,410	$112,200 (-) Land $13,900 Building $98,300
2023	$1,405.00 (+15.83%) Homeowner's exemption	$39,280 (+28.7%) Land $4,870 Building $34,410	$112,200 (+28.67%) Land $13,900 Building $98,300
2022	$1,213.00 Homeowner's exemption	$30,520 Land $4,060 Building $26,460
2020			$87,200 Land $11,600 Building $75,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: MetaLINK Technologies, RTEC Communications, Verizon.

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