Fulton County property record for 320 Providence St, Delta, OH 43515
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,178 sqft · built 1940 |
| Lot Size | 0.544 acres (23,679 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,000 (Jun 2010) |
| Tax Bill | $1,742 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-060372-00.000 |
| Primary APN | 31-060372-00.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Upper Floors Area | 308 sqft |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 23,679 sqft (0.544 acres) |
| Lot Dimensions | 160 ft deep x 148 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 320 PROVIDENCE ST |
|---|---|
| City | DELTA |
| State | OH |
| Zip | 43515-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WHITES ADDITION LOT 27 PT OR PAR A |
| Legal Subdivision | WHITES ADDITION |
| Legal Lot Number | 27 |
| Jurisdiction | FULTON OH |
| Township / Civil Division | YORK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 40400 |
320 Providence St is owned and occupied by an individual who bought it in June 2010.
Source: Fulton County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 PROVIDENCE ST, DELTA, OH 43515-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2010 · Amount on File |
| Deed Sale | Jun 3, 2010 · Amount on File |
| Prior Sale | Jul 29, 2008 · Amount on File |
| Deed Document Number | 2010196693 |
| Deed Book / Page | 292 / 3504 |
| Prior Transfer Date | May 15, 2003 |
| Prior Transfer Doc | 0000139146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON OH |
| Property Address | 320 PROVIDENCE ST, DELTA, OH 43515-1326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00372/4924 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 372/4924 |
| Instrument | 202200002558 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 320 Providence St was $1,742, down 5.4% from the year before.
Source: Fulton County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fulton County |
| County Subdivision | York Township |
| Municipality | Delta Village |
| Unified School District | Pike-Delta-York Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,742.00 (-5.38%) | $39,830 (-) Land $11,480 Building $28,350 | $113,800 (-) Land $32,800 Building $81,000 |
| 2024 | $1,841.00 (-0.81%) | $39,830 (-) Land $11,480 Building $28,350 | $113,800 (-) Land $32,800 Building $81,000 |
| 2023 | $1,856.00 (+6.24%) Homeowner's exemption | $39,830 (+26.97%) Land $11,480 Building $28,350 | $113,800 Land $32,800 Building $81,000 |
| 2022 | $1,747.00 Homeowner's exemption | $31,370 Land $9,560 Building $21,810 | |
| 2020 | $89,600 Land $27,300 Building $62,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Providence St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Providence St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTA VILLAGE serves 3,518 people · EPA ID OH2600311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: MetaLINK Technologies, RTEC Communications, Verizon.
5G (outdoors only) and 4G LTE
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