403 N Wise Rd, Saluda, SC 29138 Property Records

Saluda County property record for 403 N Wise Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,413 sqft · built 1955
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2025)
Tax Bill	$669 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`079-16-01-016`

Property Details

APN / Parcel Number

Primary APN	`079-16-01-016`

Interior

Full Baths	1 Bath
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft

Exterior

Year Built	Built 1955
Garage Type	Carport
Carport	Carport
Carport Area	247 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	079 16 01 016
Street Address	403 N WISE RD
City	SALUDA
State	SC
Zip	29138-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 908-52/1178-127/1237-271 PLAT REF 16-141
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1038
Census Tract	960201

Owner

Source: Saluda County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	403 N WISE RD, SALUDA, SC 29138-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Fiduciary Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC
Sep 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Apr 1, 2010 · Amount on Record
Deed Document Number	0001508320
Deed Book / Page	1508 / 320
Record Updated	Jun 8, 2026

July 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SALUDA SC
Recording Date	Jul 15, 2025
Property Address	403 N WISE RD, SALUDA, SC 29138-1023
Document Number	001508/0320
Book / Page	1508 / 320
Instrument Date	Jul 15, 2025
Instrument	2025-00016458
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 N WISE RD, SALUDA, SC 29138-1023

Mortgage

Document Number	202500016459
Date	Jul 15, 2025
Instrument	2025-00016459

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Sep 30, 2019
Property Address	403 N WISE RD, SALUDA, SC 29138-1023
Document Number	0000002003
Book / Page	001237 / 000271
Instrument Date	Sep 25, 2019
Instrument	2003
Transaction Type	Transfer
Record Updated	May 7, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	258 SALUDA WATERS PT LEESVILLE SC 290707233, LEESVILLE, SC 29070-7233

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Municipality	Saluda Town
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$669.00 (-65.08%) Homeowner's exemption	$5,320 (+24.01%) Land $400 Building $4,920	$133,100 (+86.15%) Land $10,000 Building $123,100
2024	$1,916.00 (+2.9%)	$4,290 (-) Land $340 Building $3,950	$71,500 (-) Land $5,700 Building $65,800
2023	$1,862.00 (+8.63%) Homeowner's exemption	$4,290 (-) Land $340 Building $3,950	$71,500 (-) Land $5,700 Building $65,800
2022	$1,714.00	$4,290 Land $340 Building $3,950	$71,500 Land $5,700 Building $65,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALUDA CO W&S AUTHORITY serves 5,060 people · EPA ID SC4120001
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2021 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium, Spectrum.

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