305 N Wise Rd, Saluda, SC 29138 Property Records

Saluda County property record for 305 N Wise Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,784 sqft · built 1950
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Tax Bill	$416 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079-16-01-009`

Property Details

APN / Parcel Number

Primary APN	`079-16-01-009`

Interior

Full Baths	2 Baths
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 1950
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Carport
Carport	Carport
Carport Area	468 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	079 16 01 009
Street Address	305 N WISE RD
City	SALUDA
State	SC
Zip	29138-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	137-313
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1038
Census Tract	960201

Owner

305 N Wise Rd is owned and occupied by two individuals who acquired it in December 1999.

Source: Saluda County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	305 N WISE RD, SALUDA, SC 29138-1037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 21, 2023	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1999
Deed Sale	Dec 31, 1999
Deed Document Number	0000137313
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	305 N WISE RD, SALUDA, SC 29138-1037
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001429/0151
Date	Nov 9, 2023
Book Page	1429/151
Instrument	2023-00011780

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	297 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	305 N WISE RD, SALUDA, SC 29138-1037
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001420/0078
Date	Aug 21, 2023
Book Page	1420/78
Instrument	2023-00011169

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 N Wise Rd was $416 with a homeowner's exemption, down 6.5% from the year before.

Source: Saluda County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Municipality	Saluda Town
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00 (-6.52%) Homeowner's exemption	$3,780 (-) Land $390 Building $3,390	$94,500 (-) Land $9,800 Building $84,700
2024	$445.00 (+0.68%) Homeowner's exemption	$3,780 (-) Land $390 Building $3,390	$94,500 (-) Land $9,800 Building $84,700
2023	$442.00 (-47.44%) Homeowner's exemption	$3,780 (-) Land $390 Building $3,390	$94,500 (-) Land $9,800 Building $84,700
2022	$841.00 Homeowner's exemption	$3,780 Land $390 Building $3,390	$94,500 Land $9,800 Building $84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 N Wise Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 N Wise Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALUDA CO W&S AUTHORITY serves 5,060 people · EPA ID SC4120001
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2021 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium, Spectrum.

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