401 N Wise Rd, Saluda, SC 29138 Property Records

Saluda County property record for 401 N Wise Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,463 sqft · built 1950
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2022)
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`079-16-01-017`

Property Details

APN / Parcel Number

Primary APN	`079-16-01-017`

Interior

Full Baths	3 Baths
Building Area	2,463 sqft Living Area
1st Floor Area	2,463 sqft

Exterior

Year Built	Built 1950
Garage Type	Carport
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	079 16 01 017
Street Address	401 N WISE RD
City	SALUDA
State	SC
Zip	29138-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 1076-255/1356-42/1385-197 PLAT REF CAB A 126-4
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1038
Census Tract	960201

Owner

Source: Saluda County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 N WISE RD, SALUDA, SC 29138-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES CREDIT UNION
Mar 11, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Mar 11, 2022
Deed Document Number	20220-00008914
Deed Book / Page	1385 / 197
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALUDA SC
Recording Date	Oct 13, 2022
Property Address	401 N WISE RD, SALUDA, SC 29138-1023
Document Number	001385/0197
Book / Page	1385 / 197
Instrument Date	Oct 11, 2022
Instrument	20220-00008914
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22000008915
Date	Oct 13, 2022
Instrument	220-00008915

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Oct 1, 2027
Max Rate At Change	3.7%
Index	1-Year CMT

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Mar 11, 2022
Property Address	401 N WISE RD, SALUDA, SC 29138-1023
Document Number	001356/0042
Book / Page	1356 / 42
Instrument Date	Mar 2, 2022
Instrument	20220-00007003
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N WISE RD, SALUDA, SC 29138-1023

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Municipality	Saluda Town
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,064.00 (-6.35%) Homeowner's exemption	$8,820 (-) Land $800 Building $8,020	$220,600 (-) Land $20,000 Building $200,600
2024	$2,204.00 (+0.55%) Homeowner's exemption	$8,820 (-) Land $800 Building $8,020	$220,600 (-) Land $20,000 Building $200,600
2023	$2,192.00 (+93.13%)	$8,820 (+72.94%) Land $800 Building $8,020	$220,600 (+72.88%) Land $20,000 Building $200,600
2022	$1,135.00 Homeowner's exemption	$5,100 Land $480 Building $4,620	$127,600 Land $12,200 Building $115,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALUDA CO W&S AUTHORITY serves 5,060 people · EPA ID SC4120001
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2021 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium, Spectrum.

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