Mitchell County property record for 403 Humpback Mountain Rd, Spruce Pine, NC 28777
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1,680 sqft · built 1990 |
| Lot Size | 4.18 acres (182,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Mar 2021) |
| Tax Bill | $215 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1709-00-65-3169 |
| Primary APN | 1709-00-65-3169 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Lot Area | 182,081 sqft (4.18 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555783511 |
|---|---|
| Street Address | 403 HUMPBACK MOUNTAIN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5594 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | OFF 1128 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950300 |
403 Humpback Mountain Rd, a mobile home, is owned by an individual who bought it in March 2021.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5594 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on File |
| Deed Sale | Mar 26, 2021 · Amount on File |
| Prior Sale | Jun 6, 2014 · Amount on File |
| Deed Document Number | 2021660 |
| Deed Book / Page | 625 / 772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 26, 2021 |
| Property Address | 403 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5594 |
| Document Number | 000625/772 |
| Book / Page | 625 / 772 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021000660 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5594 |
| Document Number | 2021000661 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021000661 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 403 Humpback Mountain Rd was $215.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215.00 | $33,700 (-) Land $33,400 Building $300 | |
| 2025 | $215.00 | $33,700 Land $33,400 Building $300 | |
| 2023 | $212.00 | $33,700 Land $33,400 Building $300 | $33,700 Land $33,400 Building $300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 403 Humpback Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 Humpback Mountain Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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