Mitchell County property record for 285 Humpback Mountain Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,444 sqft · built 1974 |
| Lot Size | 10 acres (438,214 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,539 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1709-00-54-9926 |
| Primary APN | 1709-00-54-9926 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,444 sqft Total Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 438,214 sqft (10 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 555555575 |
|---|---|
| Street Address | 285 HUMPBACK MOUNTAIN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1128 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950300 |
285 Humpback Mountain Rd is owned and occupied by two individuals who acquired it in July 2006.
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2006 |
| Transfer Doc | 441/254 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 285 Humpback Mountain Rd was $1,539.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,539.00 | $238,300 (-) Land $94,500 Building $143,800 | |
| 2025 | $1,539.00 | $238,300 Land $94,500 Building $143,800 | |
| 2023 | $1,515.00 | $238,300 Land $94,500 Building $143,800 | $238,300 Land $94,500 Building $143,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 Humpback Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 285 Humpback Mountain Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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