Mitchell County property record for 827 Humpback Mountain Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,757 sqft · built 1955 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Aug 2018) |
| Tax Bill | $753 (2026) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1709-00-84-8936 |
| Primary APN | 1709-00-84-8936 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,757 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555781677 |
|---|---|
| Street Address | 827 HUMPBACK MOUNTAIN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALTAPASS RD 1128 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950300 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 827 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on Record |
| Deed Sale | Aug 29, 2018 · Amount on Record |
| Prior Sale | Mar 5, 2010 · Amount on Record |
| Deed Document Number | 20181490 |
| Deed Book / Page | 594 / 443 |
| Prior Transfer Date | May 24, 2010 |
| Prior Transfer Doc | 502/573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 29, 2018 |
| Property Address | 827 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5581 |
| Document Number | 594/443 |
| Book / Page | 594 / 443 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 2018001490 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8131 FLORENCE GARDENS RD, 8131, KNOXVILLE, TN 37938-2977 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 827 HUMPBACK MOUNTAIN RD, SPRUCE PINE, NC 28777-5581 |
| Document Number | 2018001491 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2018001491 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $753.00 | $117,700 (-) Land $10,800 Building $106,900 | |
| 2025 | $753.00 (+1.62%) | $117,700 (-) Land $10,800 Building $106,900 | |
| 2023 | $741.00 | $117,700 Land $10,800 Building $106,900 | $117,700 Land $10,800 Building $106,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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