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  6. 403 Emerald Ave

403 Emerald Ave, Apt 9, El Cajon, CA 92020 Property Records

San Diego County property record for 403 Emerald Ave, Apt 9, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 840 sqft · built 1977
Lot Size1.04 acres (45,490 sqft)
OwnerIndividual Name on Record
Last Sale$399,000 (Jan 2024)
Tax Bill$4,808 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jan 2024 Transfer
Flood ZoneZone X (moderate risk)
APN487-542-13-21

Property Details

APN / Parcel Number

Primary APN487-542-13-21

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area840 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCondo/Apartment
Lot Area45,490 sqft

Location & Zoning

Street Address403 EMERALD AVE, 9
CityEL CAJON
StateCA
Zip92020-5043
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US403-9 PER DOC03-1267262&UND INT IN TR 014697
Legal SubdivisionEMERALD ESTATES
Legal Tract014697
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract15901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5302 WARING RD, SAN DIEGO, CA 92120-1253
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 19, 2024Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2024 · Amount on Record
Deed SaleJan 19, 2024 · Amount on Record
Prior SaleJun 28, 2013 · Amount on Record
Deed Document Number202416620
Record UpdatedOct 29, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 19, 2024
Property Address403 EMERALD AVE APT 9, 9, EL CAJON, CA 92020-5043
Document Number0000016620
Map ReferenceMAP 14697
Instrument DateJan 19, 2024
Instrument2024-0016620
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 EMERALD AVE APT 9, 9, EL CAJON, CA 92020-5043

Mortgage

Document Number0000016621
DateJan 19, 2024
Instrument2024-0016621
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 19, 2024
Property Address403 EMERALD AVE APT 9, 9, EL CAJON, CA 92020-5043
Document Number0000016619
Map ReferenceMAP 14697
Instrument DateJan 9, 2024
Instrument2024-0016619
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5302 WARING RD, SAN DIEGO, CA 92120-1253

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$415,118 (+2%) Land $138,368 Building $276,750
2025$4,808.00 (+171.49%)$406,979 (+175.1%) Land $135,655 Building $271,324
2024$1,771.00 (+2.73%)
2023$1,724.00 (+1.71%) Homeowner's exemption$147,941 Land $49,312 Building $98,629
2022$1,695.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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