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403 Emerald Ave, Apt 12, El Cajon, CA 92020 Property Records

San Diego County property record for 403 Emerald Ave, Apt 12, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 840 sqft · built 1977
Lot Size1.04 acres (45,490 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jun 2012)
Tax Bill$1,284 (2025)
Deeds & MortgagesJan 2020 Transfer
Feb 2019 Transfer
Flood ZoneZone X (moderate risk)
APN487-542-13-24

Property Details

APN / Parcel Number

Primary APN487-542-13-24

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area840 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCondo/Apartment
Lot Area45,490 sqft

Location & Zoning

Street Address403 EMERALD AVE, 12
CityEL CAJON
StateCA
Zip92020-5043
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US403-12PER DOC03-1267262&UND INT IN TR 014697
Legal SubdivisionEMERALD ESTATES
Legal Tract014697
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract15901

Owner

403 Emerald Ave, Apt 12 is owned and occupied by an individual who acquired it in January 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address403 EMERALD AVE, 12, EL CAJON, CA 92020-5043
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2020Quit Claim Deed, Transfer
OTHER
Feb 8, 2019Affidavit of Death, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2012 · Amount on File
Deed SaleJun 13, 2012 · Amount on File
Prior SaleNov 14, 2008 · Amount on File
Deed Document Number2012345834
Last Transfer DateJan 16, 2020
Transfer Doc0000026896
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2020
Property Address403 EMERALD AVE APT 12, 12, EL CAJON, CA 92020-5043
Document Number0000026896
Instrument DateJan 16, 2020
Instrument26896
Transaction TypeTransfer
Record UpdatedFeb 4, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address403 EMERALD AVE #12 EL CAJON CA 920205043, 12, EL CAJON, CA 92020-5043

February 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2019
Property Address403 EMERALD AVE APT 12, 12, EL CAJON, CA 92020-5043
Document Number0000046179
Instrument DateJan 31, 2019
Instrument46179
Transaction TypeTransfer
Record UpdatedFeb 21, 2019
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 EMERALD AVE #11 EL CAJON CA 920205050, 11, EL CAJON, CA 92020-5050

Tax Assessment & Valuation

The 2025 property tax bill for 403 Emerald Ave, Apt 12 was $1,284 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$115,286 (+2%) Land $32,064 Building $83,222
2025$1,284.00 Homeowner's exemption$113,027 Land $31,436 Building $81,591
2023$1,254.00 (+1.7%) Homeowner's exemption$108,640 Land $30,216 Building $78,424
2022$1,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 403 Emerald Ave, Apt 12 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Emerald Ave, Apt 12 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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