403 Emerald Ave, Apt 4, El Cajon, CA 92020 Property Records

San Diego County property record for 403 Emerald Ave, Apt 4, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 840 sqft · built 1977
Lot Size	1.04 acres (45,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,500 (Oct 2021)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`487-542-13-16`

Property Details

APN / Parcel Number

Primary APN	`487-542-13-16`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Lot Area	45,490 sqft

Location & Zoning

Street Address	403 EMERALD AVE, 4
City	EL CAJON
State	CA
Zip	92020-5044
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US403-4 PER DOC03-1267262&UND INT IN TR 014697
Legal Subdivision	EMERALD ESTATES
Legal Tract	014697
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	15901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 EMERALD AVE, 4, EL CAJON, CA 92020-5044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Intrafamily Transfer, Transfer CALIFORNIA MEMBERS TITLE
Oct 28, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Jan 21, 2004 · Amount on Record
Deed Document Number	2021752044
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0000752043
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2021
Property Address	403 EMERALD AVE APT 4, 4, EL CAJON, CA 92020-5044
Document Number	0000752043
Map Reference	MAP 14697
Instrument Date	Sep 17, 2021
Instrument	2021-0752043
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E CHASE AVE APT T, T, EL CAJON, CA 92020-7680

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2021
Property Address	403 EMERALD AVE APT 4, 4, EL CAJON, CA 92020-5044
Document Number	0000752044
Map Reference	MAP 14697
Instrument Date	Sep 14, 2021
Instrument	2021-0752044
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	800 E CHASE AVE APT T, T, EL CAJON, CA 92020-7680

Mortgage

Document Number	0000752045
Date	Oct 28, 2021
Instrument	2021-0752045

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2019
Property Address	403 EMERALD AVE APT 4, 4, EL CAJON, CA 92020-5044
Document Number	0000322551
Instrument Date	Jul 15, 2019
Instrument	322551
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	403 EMERALD AVE #4 EL CAJON CA 920205044, 4, EL CAJON, CA 92020-5044

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,597 (+2%) Land $112,814 Building $216,783
2025	$3,826.00 (+2.03%)	$323,135 (+4.04%) Land $110,602 Building $212,533
2023	$3,750.00 (+1.57%)	$310,589 Land $106,308 Building $204,281
2022	$3,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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