403 E Main Cross St, Edinburgh, IN 46124 Property Records

Johnson County property record for 403 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,156 sqft · built 1950
Lot Size0.281 acres (12,240 sqft)
OwnerIndividual Name on Record
Tax Bill$124 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN91003444005/00

Property Details

APN / Parcel Number

Primary APN91003444005/00
Alternative APNs
  • 41-12-34-031-085.000-002
  • 00001115687

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,156 sqft Living Area
1st Floor Area1,156 sqft
Basement Area1,156 sqft
Unfinished Basement1,156 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area12,240 sqft (0.281 acres)
Lot Dimensions173 ft deep x 70 ft wide
PorchPorch
Porch Area432 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number00001115687
Street Address403 E MAIN CROSS ST
CityEDINBURGH
StateIN
Zip46124-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPFALZGRAFF'S ADD PT LOT 9-10
Legal SubdivisionPFALZGRAFFS ADD
Legal Lot Number9
JurisdictionJOHNSON IN
Township / Civil DivisionBLUE RIVER
Census Block Group3
Census Block3011
Census Tract611300

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 E MAIN CROSS ST, EDINBURGH, IN 46124-1527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address403 E MAIN CROSS ST, EDINBURGH, IN 46124-1527
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017013745
DateJun 16, 2017
Instrument2017-013745
Lender
NameSALIN BANK & TRUST CO
TypeBank
AddressINDIANAPOLIS, IN 46240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMay 15, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyJohnson County
County SubdivisionBlue River Township
MunicipalityEdinburgh Town
Unified School DistrictEdinburgh Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 (+1.64%) Homeowner's exemption$136,900 (+6.12%) Land $19,500 Building $117,400$136,900 (+6.12%) Land $19,500 Building $117,400
2024$122.00 (+1.67%)
2023$120.00 (+2.56%) Homeowner's exemption$129,000 Land $19,800 Building $109,200$129,000 Land $19,800 Building $109,200
2022$117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims12 (1982–2019)
Most Recent ClaimMay 2019 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDINBURGH WATER UTILITY
serves 4,480 people · EPA ID IN5241002
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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