401 E Main Cross St, Edinburgh, IN 46124 Property Records

Johnson County property record for 401 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,520 sqft · built 1930
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$279,832 (Mar 2023)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`91003444006/00`

Property Details

APN / Parcel Number

Primary APN	`91003444006/00`
Alternative APNs	`41-12-34-031-084.001-002` `00001115685`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	2,520 sqft
Attic	Attic
Attic Area	1,260 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	83 ft deep x 66 ft wide
Porch	Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001115685
Street Address	401 E MAIN CROSS ST
City	EDINBURGH
State	IN
Zip	46124-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PFALTZGRAFFS ADD PT LOT 9 & PT LOT 8
Legal Subdivision	PHALTZGRAPH S ADDITION
Legal Lot Number	9,8
Jurisdiction	JOHNSON IN
Township / Civil Division	BLUE RIVER
Census Block Group	3
Census Block	3011
Census Tract	611300

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E MAIN CROSS ST, EDINBURGH, IN 46124-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jan 20, 2021	Warranty Deed, Transfer
Jan 21, 2021	Warranty Deed, Transfer
Jun 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Jan 21, 2021
Deed Document Number	20233922
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 21, 2023
Property Address	401 E MAIN CROSS ST, EDINBURGH, IN 46124-1527
Document Number	2023003922
Instrument Date	Mar 16, 2023
Instrument	2023-003922
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	NOT AVAILABLE, CTIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MAIN CROSS ST, EDINBURGH, IN 46124-1527

Mortgage

Document Number	2023003923
Date	Mar 21, 2023
Instrument	2023-003923

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 20, 2021
Property Address	401 E MAIN CROSS ST, EDINBURGH, IN 46124-1527
Document Number	2021001904
Instrument Date	Dec 31, 2020
Instrument	2021-001904
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 E 52ND ST, INDIANAPOLIS, IN 46205-1405
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 21, 2021
Property Address	401 E MAIN CROSS ST, EDINBURGH, IN 46124-1527
Document Number	2021002071
Instrument Date	Dec 29, 2020
Instrument	2021-002071
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12684 N MANN RD, CAMBY, IN 46113-8526
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 14, 2017
Property Address	401 E MAIN CROSS ST, EDINBURGH, IN 46124-1527
Document Number	2017013414
Instrument Date	May 26, 2017
Instrument	2017-013414
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Blue River Township
Municipality	Edinburgh Town
Unified School District	Edinburgh Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,342.00 (+9.83%) Homeowner's exemption	$304,300 (+26.63%) Land $11,700 Building $292,600	$304,300 (+26.63%) Land $11,700 Building $292,600
2024	$3,043.00 (+7.11%)
2023	$2,841.00 (+107.22%)	$240,300 (+318.64%) Land $12,200 Building $228,100	$240,300 (+318.64%) Land $12,200 Building $228,100
2022	$1,371.00	$57,400 Land $20,800 Building $36,600	$57,400 Land $20,800 Building $36,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	12 (1982–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDINBURGH WATER UTILITY serves 4,480 people · EPA ID IN5241002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E Main Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures