400 E Main Cross St, Edinburgh, IN 46124 Property Records

Johnson County property record for 400 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,400 sqft · built 1930
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,960 (May 2026)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91003413045/00`

Property Details

APN / Parcel Number

Primary APN	`91003413045/00`
Alternative APNs	`41-12-34-024-068.000-002` `00001115413`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1945
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	115 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	237 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001115413
Street Address	400 E MAIN CROSS ST
City	EDINBURGH
State	IN
Zip	46124-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O L LOT 42
Legal Lot Number	42
Jurisdiction	JOHNSON IN
Township / Civil Division	BLUE RIVER
Census Block Group	3
Census Block	3012
Census Tract	611300

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 E MAIN CROSS ST, EDINBURGH, IN 46124-1528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Dec 8, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Deed Document Number	20269255
Prior Transfer Date	Dec 4, 2025
Prior Transfer Doc	2025024494
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 11, 2026
Property Address	400 E MAIN CROSS ST, EDINBURGH, IN 46124-1528
Document Number	2026009255
Instrument Date	Apr 24, 2026
Instrument	20269255
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FRANKLIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MAIN CROSS ST, EDINBURGH, IN 46124-1528

Mortgage

Document Number	0000009256,
Date	May 11, 2026
Instrument	20269256

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 11, 2026
Property Address	400 E MAIN CROSS ST, EDINBURGH, IN 46124-1528
Document Number	0000009255
Instrument Date	Apr 24, 2026
Instrument	2026.9255
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FRANKLIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MAIN CROSS ST, EDINBURGH, IN 46124-1528

Mortgage

Document Number	0000009256,
Date	May 11, 2026
Instrument	2026..9256

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JOHNSON IN
Recording Date	Dec 8, 2025
Property Address	400 E MAIN CROSS ST, EDINBURGH, IN 46124-1528
Document Number	2025024494
Instrument Date	Dec 4, 2025
Instrument	2025-024494
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MAIN CROSS ST, EDINBURGH, IN 46124-1528

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Blue River Township
Municipality	Edinburgh Town
Unified School District	Edinburgh Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (+2.03%) Homeowner's exemption	$188,200 (+7.54%) Land $17,400 Building $170,800	$188,200 (+7.54%) Land $17,400 Building $170,800
2024	$1,233.00 (+1.99%) Homeowner's exemption	$175,000 (+7.36%) Land $17,400 Building $157,600	$175,000 (+7.36%) Land $17,400 Building $157,600
2023	$1,209.00 (+2.03%) Homeowner's exemption	$163,000 Land $17,400 Building $145,600	$163,000 Land $17,400 Building $145,600
2022	$1,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	12 (1982–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDINBURGH WATER UTILITY serves 4,480 people · EPA ID IN5241002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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