403 E Gibbs St, Saint Johns, MI 48879 Property Records

Clinton County property record for 403 E Gibbs St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1958
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Sep 2006)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Aug 2009 Mortgage Jul 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-370-000-036-00`

Property Details

APN / Parcel Number

Primary APN	`300-370-000-036-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 E GIBBS ST
City	SAINT JOHNS
State	MI
Zip	48879-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORCHARD GLEN SUB. LOT 36 OF RE-PLAT THEREOF & A PART OF S 1/2 OF NW 1/4 OF SEC 9. CITY OF ST JOHNS T7N R2W
Legal Subdivision	ORCHARD GLEN SUB
Legal Lot Number	36
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	4
Census Block	4017
Census Tract	10801

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E GIBBS ST, SAINT JOHNS, MI 48879-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2009	Deed of Trust, Mortgage · FHA Mortgage INDEPENDENT MORTGAGE CO
Jul 2, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 13, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2006 · Amount on Record
Deed Sale	Sep 21, 2006 · Amount on Record
Prior Sale	Jul 28, 2005 · Amount on Record
Deed Document Number	20065106446
Prior Transfer Date	Jul 13, 2005
Prior Transfer Doc	0005083454
Record Updated	Sep 20, 2026

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	403 E GIBBS ST, SAINT JOHNS, MI 48879-1317
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005148009
Date	Aug 25, 2009
Instrument	5148009

Lender

Name	INDEPENDENT MORTGAGE CO
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49525

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2039

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	403 E GIBBS ST, SAINT JOHNS, MI 48879-1317
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005186389
Date	Jul 2, 2012
Instrument	5186389

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2032

July 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Jul 13, 2005
Property Address	403 E GIBBS ST, SAINT JOHNS, MI 48879-1317
Document Number	0005083454
Map Reference	MB3 PG10
Instrument Date	Jul 13, 2005
Instrument	5083454
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 N OTTAWA ST, SAINT JOHNS, MI 48879-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E GIBBS ST, SAINT JOHNS, MI 48879-1317

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,000 (+4.9%) Land $14,500 Building $62,500	$154,000 (+4.9%) Land $29,000 Building $125,000
2025	$1,762.00 (-37.38%) Homeowner's exemption	$73,400 (+12.23%) Land $13,200 Building $60,200	$146,800 (+12.23%) Land $26,400 Building $120,400
2024	$2,814.00 (+8.11%)
2023	$2,603.00 Homeowner's exemption	$65,400	$130,800
2022	$2,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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