408 E Gibbs St, Saint Johns, MI 48879 Property Records

Clinton County property record for 408 E Gibbs St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Aug 2018)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Jun 2016 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-490-109-020-00`

Property Details

APN / Parcel Number

Primary APN	`300-490-109-020-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Block
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 67.5 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 E GIBBS ST
City	SAINT JOHNS
State	MI
Zip	48879-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WALKER & STEEL SUB. BLK 109, LOT 20 & THE WEST 12 1/2' OF LOT 19. CITY OF ST JOHNS T7N R2W
Legal Subdivision	WALKER & STEEL SUB
Legal Block	109
Legal Lot Number	19-20
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2002
Census Tract	10801

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E GIBBS ST, SAINT JOHNS, MI 48879-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	20185270641
Record Updated	Sep 20, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	408 E GIBBS ST, SAINT JOHNS, MI 48879-1318
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	TITLE FIRST NATIONAL OPS, TITLE FIRST NAT OPS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005242625
Date	Jun 30, 2016
Instrument	5242625

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2031

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	408 E GIBBS ST, SAINT JOHNS, MI 48879-1318
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E GIBBS ST, SAINT JOHNS, MI 48879-1318

Mortgage

Document Number	0005314139
Date	Aug 16, 2021
Instrument	5314139

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	408 E GIBBS ST, SAINT JOHNS, MI 48879-1318
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E GIBBS ST, SAINT JOHNS, MI 48879-1318

Mortgage

Document Number	5314139
Date	Aug 16, 2021
Instrument	5314139

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 27, 2018
Property Address	408 E GIBBS ST, SAINT JOHNS, MI 48879-1318
Document Number	0005270641
Instrument Date	Aug 17, 2018
Instrument	5270641
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,066.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 E GIBBS ST, SAINT JOHNS, MI 48879-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 SUNVIEW DR APT 12, 12, SAINT JOHNS, MI 48879-2489

Mortgage

Document Number	0005270642
Date	Aug 27, 2018
Instrument	5270642

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,800 (+7.71%) Land $15,800 Building $82,000	$195,600 (+7.71%) Land $31,600 Building $164,000
2025	$1,713.00 (-37.32%) Homeowner's exemption	$90,800 (+13.93%) Land $14,400 Building $76,400	$181,600 (+13.93%) Land $28,800 Building $152,800
2024	$2,733.00 (+11.1%)
2023	$2,460.00 Homeowner's exemption	$79,700	$159,400
2022	$2,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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